Sending a personal moneyclaim

[DSLiverpool]

Not close friend was in trouble, needed £750 for a few weeks, that was October 2016. I have all sorts of promises to repay and messages saying skint etc but no cash.

There was no contract but I have a email request and can prove I sent it but no hard payback date - surely 10 months is reasonable in law?

Thinking a moneyclaim will put the willies up him but what is the mechanics of the process and can I just cancel it if he pays.

[spookly]

Go to moneyclaim online, all you need to know is detailed on there.
You pay a fee, fill in some forms. Yes, you can cancel proceedings if any agreement is reached.

[ymwoods]

cost you £750 to find out you dont want him as a closer friend.

[DSLiverpool]

Tip of the iceberg in sville - can't be doing with it

[anonymous-user]

Seriously not worth the hassle. Even if you 'win', what are you going to do if he doesn't pay?

You're not going to get any meaningful costs back, either.

[DSLiverpool]

I need to do something, plus I can then tell our extended circle of friends what I had to do.

[anonymous-user]

IANAL, however I'm old and daft enough to know that you should never (underline and bold) litigate on principle.

It seriously isn't worth the effort. The stress and time consumption in your part will not balance against the reward.

[Burwood]

DSLiverpool said:

I need to do something, plus I can then tell our extended circle of friends what I had to do.

As you 'know' him I'd go round and tell him your taking his to or similar. I always take the view if you lend to family or friends, consider it a gift as you may not see it. Annoying to be slapped in the face when trying to do a good deed

[DSLiverpool]

He isn't a mate but a guy in the circle, they earn good money but live above their means and whilst I can write off the cash I need to cause a reality check and some angst. In my years of helping people this is the first bad experience.
So in the process does an envelope land on the mat or email ? What's the process for the recipient so I can time it to perfection.

[Burwood]

I'd phone him one last time and tell him to pay you back or it will be made public and you'll instruct your lawyer with costs added.

If he pays, tell all his/your friends

[DSLiverpool]

I'm going to tell him and his wife (a barrister) before I do it and I shall tell them it will be a topic of conversation.
If the cash has gone at least I need to cause discomfort.

[anonymous-user]

have you offered a payment plan would be cheaper option?

[DSLiverpool]

He has the cash, he didn't last year but he now has good work and as I said his wife's a barrister but won't know about this

[anonymous-user]

the thing with the court is you have to make it clear it was a loan not a gift. at least offer a payment plan, so you have it on record, clearly it was a loan.

[DSLiverpool]

I have many recorded offers to repay from him, and the loan request and subsequent requests up to £20k are all recorded.

[xjay1337]

DSLiverpool said:

He isn't a mate but a guy in the circle, they earn good money but live above their means and whilst I can write off the cash I need to cause a reality check and some angst. In my years of helping people this is the first bad experience.
So in the process does an envelope land on the mat or email ? What's the process for the recipient so I can time it to perfection.

Is it worth your time to simply cause angst?

[anonymous-user]

DSLiverpool said:

I have many recorded offers to repay from him, and the loan request and subsequent requests up to £20k are all recorded.

sue him then , you an right a letter first of intended action. that is free.

[33q]

I did raise one a few years ago. I sold a TV to a chap at work through our buying and selling intranet feature. No problem I delivered the TV he paid.

Then I advertised a DVD player. Same chap contacted me and as I was visiting his site said I'd drop it off. He'd meet me and okay no problem, so I thought! He texts says he's been delayed so I leave it on reception.

After many offers to pay chasing etc no money

I took it to heart....so incensed...and did a money claim. By this time he'd moved employers and address and drew the line at chasing him

Didn't work for me

[DSLiverpool]

xjay1337 said:

Is it worth your time to simply cause angst?

Yes I'm a vindictive git at times, he has the cash he is taking the piss

[Burwood]

DSLiverpool said:

xjay1337 said:

Is it worth your time to simply cause angst?

Yes I'm a vindictive git at times, he has the cash he is taking the piss

This. I'd never let anyone get away with it.