Who are people using for insurance? Seems toppy

[anonymous-user]

[redacted]

[RobDown]

I think there was a thread on this just a week or two ago that you might want to dig out. But to summarise:

Try Locktons (they have the owners Club scheme) or ClassicLine

I've always been pleasantly surprised with how little the insurance has been

[RobDown]

Oh and 1 or 2 for Adrian Flux

[bogie]

try www.paceward.com ....insurance has gone up a bit this year thanks to gov changes, then you have the insurance tax on top of the increases.

[spyker138]

Not sure what car you have but I had Locktons for my DB4 (£900) but Aviva were half as much (£450) for my V12V.

[ilikeAstons]

2008 DB9 w/Sportpack £460 @ Admiral.

[9153mark]

Ive had amazing cover and service with Aviva
Just swapped v8 to dbs and no fees for number plate swaps x2 and £6.42 for 8 months upgrade
Had a bump in my BMW (multicar) and sorted in 3 days at BMW with no excess as no fault
Low fee and high level of service
Be wary with some as low fee means low service

[BassFlyer]

Aviva here too cheaper than Locktons by a lot plus get European cover and recovery.

[South tdf]

With Aviva as they don't require a tracker and allow a choice of repairer for just over £500 per year. (Mid 30's, 3 years NCD)

[davek_964]

I have a fleet (multi-car) policy with Pace Ward underwritten by Zenith I think, and that's very reasonable. My renewal is due start of September and I phoned around. For me, Aviva were more than my renewal. Admiral were about £200 cheaper (renewal was ~£1,500).

I think I've actually decided to pay more and go with a high net worth policy via AIB though - the benefits seem well worth the extra cost.

Edited by davek_964 on Sunday 20th August 14:13

[V12PJN]

As with most things in life you tend to get what you pay for. Always check the terms of the the cover carefully

[nickv8]

Admiral charged around £500 as part of a multi-car deal for a 2014 V8V (plus all other factors including area, age, etc.). Not agreed value but I did also buy separate 3 year gap insurance for a surprisingly low amount. I know the gap insurance topic caused a big 50/50 split last time it came up on this forum but IMHO, it was cheap enough to be worth the risk.

Really depends on all the factors, but £1k is dirt cheap if you're 18 years old but expensive if you're 40+

[NeinFondue]

davek_964 said:

I think I've actually decided to pay more and go with a high net worth policy via AIB though - the benefits seem well worth the extra cost.

Edited by davek_964 on Sunday 20th August 14:13

Another vote for choosing high net worth policy.. Cheaper even compared to what I was paying high street insurers.. I think it was equivalent at 3 cars, but cheaper for 4 cars.

[Jibberingloon]

https://www.pistonheads.com/gassing/topic.asp?h=0&...

Here is my thread

[RobDown]

I don't get the sense they are call centred. It always has the feel more of 3-4 people sat in an office in Lloyds doing things bespoke - albeit that's just an impression garnered from them being able to get a swift response from the underwriter on very specific requests for my GT8 cover

Putting that to one side my experience of them has always been good, so happy they came out cheapest for you

[PistonBroker]

Locktons are a big American broker with an office in London. I can't imagine they're underwriting it themselves, though they may have a scheme with capacity provided by someone and they 'hold the pen' as it were.

I understand what people mean about Aviva cheaper than Locktons, but I can't believe Locktons don't have an Aviva agency, it's just that they choose not to get a quote from them for this sort of thing. Locktons = broker, Aviva = insurer. Different animals - the former place the risk with someone, the latter actually take the risk on.

Tonker - if you want to let me have a go at the business insurance when it comes due I'd be happy to have that conversation with you about the Aston. ;-)

[RobDown]

Indeed I think it was Chubb that underwrote my Locktons policy last time around

[Jibberingloon]

OK so to update went will "classicline"

3k miles
£55k Agreed Value with all my Carbon Mods

£500 for Social Dom Pleasure

Also with a Westfield / Lotus / TVR / Noble few other ones too CLUB MEMBERSHIP you get 6 track days a year at a 10% excess

Edited

38 yrs old
13 years NCB
Rural Oxford Postcode

Edited by Jibberingloon on Thursday 24th August 07:38

[morty1961]

mine was £280 with Saga (dont laugh). Im 55 with 10 years NCB. only insured for 1500 miles a year tho on the V8V . Due in November

[bogie]

Mine is about £400 on a £60k Roadster as part of a family fleet policy with Zenith via Pace Ward. 8k miles class 1 business, 47, rural area, 7 yrs NCB

10 years ago when I lived down South I was paying £1500 for similar cover on a 18 month old coupe at the time. Getting older and moving away from the South East has its benefits; I pay less now in total for 3 cars and 2 bikes than I did per car 10 years ago