Ambulance chasers wanting me to make fraudulent ins claim
Discussion
I had a non fault minor car park bump in a company van (about as minor as its possible to get) 18 months ago,and have started receiving calls out of the blue from an ambulance chasing outfit who identify themselves as Bollin Legal.
Ive told them from the first time they called me that I received no injury or discomfort whatsoever from the minor bump,and that it will be on record with the third partys insurers that I was not injured and if I had been injured that I would have claimed off their insurance company long before now.
These ambulance chasers are claiming that some research which was conducted with crash test dummies proved that a human being can not be involved in a crash at anything more than 3mph and not suffer some form of injury or discomfort,and are saying that they can get me 'a minimum of £1500 compensation if I describe my injuries in the claim form,and you will receive your cheque in 6-8 weeks'.
They have phoned me probably a dozen times in the past few days.
Iam convinced they are knowingly and actively encouraging me to attempt to defraud the other drivers insurance company.
Anyone else ever had this?
Thoughts?
Ive told them from the first time they called me that I received no injury or discomfort whatsoever from the minor bump,and that it will be on record with the third partys insurers that I was not injured and if I had been injured that I would have claimed off their insurance company long before now.
These ambulance chasers are claiming that some research which was conducted with crash test dummies proved that a human being can not be involved in a crash at anything more than 3mph and not suffer some form of injury or discomfort,and are saying that they can get me 'a minimum of £1500 compensation if I describe my injuries in the claim form,and you will receive your cheque in 6-8 weeks'.
They have phoned me probably a dozen times in the past few days.
Iam convinced they are knowingly and actively encouraging me to attempt to defraud the other drivers insurance company.
Anyone else ever had this?
Thoughts?
No, I have not been in a circumstance for that. I would play dumb and get their number, and address and report them. If you are not hurt, you are right to reject their advances! If they are a legal firm, maybe report them to the Law Society. I have had similar issues with energy companies, and said that I was going to record their conversation (my phone has that facility), they got all huffy and left me alone.
wildone63 said:
Iam convinced they are knowingly and actively encouraging me to attempt to defraud the other drivers insurance company.
A friend of mine recently was given the tour recently of an office who do this, with a view to taking a job there. It was very much as you describe, encouraging people to claim over nothing with bogus statistics and research, and outright lying to encourage claims. "We've been informed of such and such" (they haven't), "there's so much been set aside for you", (there hasn't). He didn't take the job.Yep near identical story here, calls finally seem to have stopped after 18 months. Most of the time I just hung up but on the few occations I did engage them there was a clear encouragement to commit fraud. "You just need to say you had some discomfort". - " but I didn't" - " are you sure it only needs to be minor" - "No" - " really minor". Etc etc.
I had over 200 calls over approx 15 months. What is really annoying is that I bet a high percentage of people go along with them causing increased insurance for everyone.
I had over 200 calls over approx 15 months. What is really annoying is that I bet a high percentage of people go along with them causing increased insurance for everyone.
I had a pretty large shunt nearly 3 years ago where an old boy steamed into the side of my van and spun me 180 degrees . I did actually suffer pretty bad whiplash and am currently paying £800 for a series of chiropractic treatments for various back issues. I kept getting loads of these calls and i string them along for a minute or so
At this point they think they have big bite and transfer me to the claims handler where the same speech as above ensues.
Me: so bad I actually died.
- Hi, we hear you have been in an accident that was not your fault ?
- oh that's fine, we can claim compensation for your injuries. What injuries did you get ?
At this point they think they have big bite and transfer me to the claims handler where the same speech as above ensues.
- Hi, we hear you have been in an accident that was not your fault ?
- oh that's fine, we can claim compensation for your injuries. What injuries did you get ?
Me: so bad I actually died.
- err, so you were seriously injured?
- click... phone goes dead
Ashamed to admit, I almost fell for it
I had been reversed into by a BMW X5 (low speed, I was stopped & they weren't looking) claimed off their insurance for a new wing, end of story...
...until about a year later I had phone call from 'Steve' who barely spoke English, at the accident investigation bureau, along the lines of "we spoke to your ins company & we have your cheque ready just need your statement"
Told 'Steve' there were no injuries so I wasn't after compo, "oh but you still need compensation for inconvenience"
"Ok" I thought, "got hit by a BMW, can't remember reg"
'Steve' got the reg from my ins company, for a 1 series (was in fact an X5 that hit me)
Learned the lesson though
I had been reversed into by a BMW X5 (low speed, I was stopped & they weren't looking) claimed off their insurance for a new wing, end of story...
...until about a year later I had phone call from 'Steve' who barely spoke English, at the accident investigation bureau, along the lines of "we spoke to your ins company & we have your cheque ready just need your statement"
Told 'Steve' there were no injuries so I wasn't after compo, "oh but you still need compensation for inconvenience"
"Ok" I thought, "got hit by a BMW, can't remember reg"
'Steve' got the reg from my ins company, for a 1 series (was in fact an X5 that hit me)
Learned the lesson though
I like to drag these calls out. I have a long elaborate story that lasts about 5 minutes, which ends in me being eaten by a bear, they get really angry about it, as up until the bear part, it's all about driving, so they think they've got a lead...
Edited by awlp16 on Tuesday 22 August 12:04
wildone63 said:
I had a non fault minor car park bump in a company van (about as minor as its possible to get) 18 months ago,and have started receiving calls out of the blue from an ambulance chasing outfit who identify themselves as Bollin Legal.
Ive told them from the first time they called me that I received no injury or discomfort whatsoever from the minor bump,and that it will be on record with the third partys insurers that I was not injured and if I had been injured that I would have claimed off their insurance company long before now.
These ambulance chasers are claiming that some research which was conducted with crash test dummies proved that a human being can not be involved in a crash at anything more than 3mph and not suffer some form of injury or discomfort,and are saying that they can get me 'a minimum of £1500 compensation if I describe my injuries in the claim form,and you will receive your cheque in 6-8 weeks'.
They have phoned me probably a dozen times in the past few days.
Iam convinced they are knowingly and actively encouraging me to attempt to defraud the other drivers insurance company.
Anyone else ever had this?
Thoughts?
My MIL is currently going through the same. Utterly disgraceful harassment of an old lady.Ive told them from the first time they called me that I received no injury or discomfort whatsoever from the minor bump,and that it will be on record with the third partys insurers that I was not injured and if I had been injured that I would have claimed off their insurance company long before now.
These ambulance chasers are claiming that some research which was conducted with crash test dummies proved that a human being can not be involved in a crash at anything more than 3mph and not suffer some form of injury or discomfort,and are saying that they can get me 'a minimum of £1500 compensation if I describe my injuries in the claim form,and you will receive your cheque in 6-8 weeks'.
They have phoned me probably a dozen times in the past few days.
Iam convinced they are knowingly and actively encouraging me to attempt to defraud the other drivers insurance company.
Anyone else ever had this?
Thoughts?
I usually go through a bit of their patter before admitting I was deemed to have caused the accident, the other driver was killed but I want to claim against his insurance as i don't think it's fair i shouldn't benefit from the crash. All very seriously of course.
Sometimes even that isn't enough to make them hang up...
Obviously I've never had a crash/accident.
Sometimes even that isn't enough to make them hang up...
Obviously I've never had a crash/accident.
I was hit twice twice by a BMW 6-series. I'd stopped my car in a queue for traffic lights and the BMW stopped behind me then rolled forward into my car, pushing me into the oncoming lane. The car in front of me moved forward allowing me to pull into the kerb. I undid my belt just in time to hit my head on the sunroof catch as the BMW hit me again.
There was a bit of blood but apart from a bit of a headache there were no after effects. I knew about concussion so didn't take pills.
The damage to my car, a Ginetta G32 was remarkably light, less than the BMW. All it amounted to mainly was some new fibreglassing and painting. There was a bit of metal that that had to be fabricated as well and a s/h sunroof catch. The cost was quite low, under £1500 in 1997.
So I was surprised to be visited by a claims assessor. He saw the damage, we chatted about Ginettas and got on quite well. I asked him why the insurance company had bothered. He said that with a rear impact, especially one that had done so much damage to the BMW, and had happened twice, it had flagged up on their computer as suspicious because I hadn't claimed for whiplash.
I said it was because I wasn't injured and he said that it didn't stop most people. I asked him if I had put in a claim for injury would he have attended and he said it would have depended on the size of the claim.
It seems that whilst we can blame these claims companies for their pressure to lie, many people are more than willing to go along with the fraud.
There was a bit of blood but apart from a bit of a headache there were no after effects. I knew about concussion so didn't take pills.
The damage to my car, a Ginetta G32 was remarkably light, less than the BMW. All it amounted to mainly was some new fibreglassing and painting. There was a bit of metal that that had to be fabricated as well and a s/h sunroof catch. The cost was quite low, under £1500 in 1997.
So I was surprised to be visited by a claims assessor. He saw the damage, we chatted about Ginettas and got on quite well. I asked him why the insurance company had bothered. He said that with a rear impact, especially one that had done so much damage to the BMW, and had happened twice, it had flagged up on their computer as suspicious because I hadn't claimed for whiplash.
I said it was because I wasn't injured and he said that it didn't stop most people. I asked him if I had put in a claim for injury would he have attended and he said it would have depended on the size of the claim.
It seems that whilst we can blame these claims companies for their pressure to lie, many people are more than willing to go along with the fraud.
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