Buying a car without a driving licence (UK).
Discussion
The Spruce goose said:
you buy it as a gift how will you transport it, will it be in the other persons name, you will need to sort insurance and tax out as well.
Just got off the phone after long conversation. The person I was speaking to pointed out exactly as you have. Upon sale of the car the previous owner cancels their insurance and tax. That makes the car uninsured and untaxed unless it is insured and taxed by the new owner.I cannot get insurance or tax without a driving license, so it doesn't seem so cut and dry after all. The regulations seems to make it very tricky (and potentially illegal) to buy a 2nd hand car as a gift.
I've discovered a possible work around that doesn't require me buying the car in advance and thereby avoids the potential problems with insurance and tax. Will investigate that further...
alowe said:
Just got off the phone after long conversation. The person I was speaking to pointed out exactly as you have. Upon sale of the car the previous owner cancels their insurance and tax. That makes the car uninsured and untaxed unless it is insured and taxed by the new owner.
I cannot get insurance or tax without a driving license, so it doesn't seem so cut and dry after all. The regulations seems to make it very tricky (and potentially illegal) to buy a 2nd hand car as a gift.
I've discovered a possible work around that doesn't require me buying the car in advance and thereby avoids the potential problems with insurance and tax. Will investigate that further...
I think the main issue is insurance. You could potentially get the car delivered to your drive so you don't have to drive it, then declare it SORN so it doesn't need tax. If you wish you could then get SORN insurance (fire and theft only) to cover it.I cannot get insurance or tax without a driving license, so it doesn't seem so cut and dry after all. The regulations seems to make it very tricky (and potentially illegal) to buy a 2nd hand car as a gift.
I've discovered a possible work around that doesn't require me buying the car in advance and thereby avoids the potential problems with insurance and tax. Will investigate that further...
This all assumes the seller is willing to deliver. Plus it assumes you have a drive or other off road location to store it.
All you need is someone with a licence and buy day insurance. it is risky if it crashes as you won't be fully covered. You could get it transported, but it is a bit risky. I would go car shopping with your friend let them choose a car in budget and sort it out there.
Edited by The Spruce goose on Wednesday 27th September 18:46
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