Do police check driver insured when issuing speeding ticket?
Discussion
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
Not to scaremonger too much but if it's a business "pool" vehicle, then I believe that the company have a legal obligation to ensure that any member of staff using it is correctly licensed and insured to do so....
Certainly at our place you're not allowed to use the van until HR have a copy of your license and the van is insured for all staff over a set age... those under that are aren't allowed to use it.
Did our driver use the van knowing that he wasn't covered or in the expectation that the company policy covered him?
I see a potential can of worms here.
Certainly at our place you're not allowed to use the van until HR have a copy of your license and the van is insured for all staff over a set age... those under that are aren't allowed to use it.
Did our driver use the van knowing that he wasn't covered or in the expectation that the company policy covered him?
I see a potential can of worms here.
[quote=st3w1 Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
[/quote]
This makes no sense. Either it is your van, or, it is a company van. If a company van it is likely to cover any employee for business use. If it is yours, why did you lend it to him without checking the insurance situation?
Did you lend your company van to somebody else?
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
[/quote]
This makes no sense. Either it is your van, or, it is a company van. If a company van it is likely to cover any employee for business use. If it is yours, why did you lend it to him without checking the insurance situation?
Did you lend your company van to somebody else?
st3w1 said:
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
If nothing is done to antagonise them, then there is no reason they will do anything other than collect your money, thats what the whole thing is about after all. Start pissing them about and you flag your case up and run the risk of people taking a deeper look at it.Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
So send it back promptly nominating the driver and tell him to do the same thing when he gets his NIP
KevinCamaroSS said:
This makes no sense. Either it is your van, or, it is a company van. If a company van it is likely to cover any employee for business use. If it is yours, why did you lend it to him without checking the insurance situation?
Did you lend your company van to somebody else?
As I read it, the OP runs his own business and has a van that is insured as a company vehicle (so anybody who is an employee of the company would be insured to drive it), lent it to a mate (who has nothing whatsoever to do with the company), and his mate has been stopped for speeding.Did you lend your company van to somebody else?
Now the OP is concerned that his mate was actually driving the van uninsured, and if the Police look into it and find that out, then he (the OP), could be charged for allowing an uninsured driver to drive his van.
martinbiz said:
st3w1 said:
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
If nothing is done to antagonise them, then there is no reason they will do anything other than collect your money, thats what the whole thing is about after all. Start pissing them about and you flag your case up and run the risk of people taking a deeper look at it.Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
So send it back promptly nominating the driver and tell him to do the same thing when he gets his NIP
4rephill said:
KevinCamaroSS said:
This makes no sense. Either it is your van, or, it is a company van. If a company van it is likely to cover any employee for business use. If it is yours, why did you lend it to him without checking the insurance situation?
Did you lend your company van to somebody else?
As I read it, the OP runs his own business and has a van that is insured as a company vehicle (so anybody who is an employee of the company would be insured to drive it), lent it to a mate (who has nothing whatsoever to do with the company), and his mate has been stopped for speeding.Did you lend your company van to somebody else?
Now the OP is concerned that his mate was actually driving the van uninsured, and if the Police look into it and find that out, then he (the OP), could be charged for allowing an uninsured driver to drive his van.
Edited by KevinCamaroSS on Friday 27th October 21:06
mickmcpaddy said:
martinbiz said:
st3w1 said:
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
If nothing is done to antagonise them, then there is no reason they will do anything other than collect your money, thats what the whole thing is about after all. Start pissing them about and you flag your case up and run the risk of people taking a deeper look at it.Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
So send it back promptly nominating the driver and tell him to do the same thing when he gets his NIP
Rubbish post as usual.
La Liga said:
mickmcpaddy said:
martinbiz said:
st3w1 said:
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
If nothing is done to antagonise them, then there is no reason they will do anything other than collect your money, thats what the whole thing is about after all. Start pissing them about and you flag your case up and run the risk of people taking a deeper look at it.Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
So send it back promptly nominating the driver and tell him to do the same thing when he gets his NIP
Rubbish post as usual.
st3w1 said:
Do the polce check if a driver is insured on a vehicle when issuing a speeding ticket? Got a notice of intended prosecution and it looks like driver of my van at the time has no insurance.
Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
As so often, some relevant info missing which has to be inferred.:Not my problem i know but its a company van and i would like to know if they will look into this matter or will they just issue 3 points to his licence?
As the notice has come to you it must be a camera detected offence otherwise the driver would have received it.
Plus, with a roadside stop the no insurance offence may well have come to light there and then.
What you have is therefore a S.172 request to the RK to name the driver with a view to prosecuting him/her.
I have no idea whether the police will check into whether the person you name is an employee.
If it is investigated I rather doubt he/she will be able to invoke the statutory RTA 1988 Section 143(3) defence.
As for it being not your problem, yes as far as the speeding is concerned.
However the insurance issue, if it comes to light, could be. See 143(1)(b).
Scroll down past the 'standard' list of offence codes - https://www.gov.uk/penalty-points-endorsements/end...
4rephill said:
As I read it, the OP runs his own business and has a van that is insured as a company vehicle (so anybody who is an employee of the company would be insured to drive it), lent it to a mate (who has nothing whatsoever to do with the company), and his mate has been stopped for speeding.
Now the OP is concerned that his mate was actually driving the van uninsured, and if the Police look into it and find that out, then he (the OP), could be charged for allowing an uninsured driver to drive his van.
If that's correct, then he will be covered, as an any driver business car or van policy is not restricted to employees only. Business use is restricted to the policyholder's business only, so providing matey wasn't using the van for some other business, then he is covered. Now the OP is concerned that his mate was actually driving the van uninsured, and if the Police look into it and find that out, then he (the OP), could be charged for allowing an uninsured driver to drive his van.
TwigtheWonderkid said:
If that's correct, then he will be covered, as an any driver business car or van policy is not restricted to employees only. Business use is restricted to the policyholder's business only, so providing matey wasn't using the van for some other business, then he is covered.
Not necessarily true. I have worked for a number of companies where insurance cover was restricted to employees only.KevinCamaroSS said:
TwigtheWonderkid said:
If that's correct, then he will be covered, as an any driver business car or van policy is not restricted to employees only. Business use is restricted to the policyholder's business only, so providing matey wasn't using the van for some other business, then he is covered.
Not necessarily true. I have worked for a number of companies where insurance cover was restricted to employees only.TwigtheWonderkid said:
KevinCamaroSS said:
TwigtheWonderkid said:
If that's correct, then he will be covered, as an any driver business car or van policy is not restricted to employees only. Business use is restricted to the policyholder's business only, so providing matey wasn't using the van for some other business, then he is covered.
Not necessarily true. I have worked for a number of companies where insurance cover was restricted to employees only.Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff


