First car help
Author
Discussion

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
Hi
Nearly time for me to get a first car, looking at around 2000 for insurance and 2000 for the car itself.
The car needs to have a sub 9 second 0-60 time. Look good. I would like it to be an unsual car because they tend to be cheaper than the typical corsa.
One car I'm looking at is a Renault Megane GT 2.0 litre turbo which is a good balance of what i'm looking for. Fast(0-60 8.3 seconds), looks the part and costs 1700 to insure.
Any help is appreciated.
Thanks


soad

34,283 posts

198 months

Thursday 23rd November 2017
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Age? Under twenty?

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
soad said:
Age? Under twenty?
Just coming up 17.

Willy Nilly

12,511 posts

189 months

Thursday 23rd November 2017
quotequote all
I'll be surprised if you can get insurance on anything remotely fast. What ever you get will be better than what you have now, ie a bike.

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
Willy Nilly said:
I'll be surprised if you can get insurance on anything remotely fast. What ever you get will be better than what you have now, ie a bike.
The megane costs around 1500 for the car itself and another 1700 for the insurance which i think is pretty good for the speed of it, just wanted to see if anyone has any other options.

soad

34,283 posts

198 months

Thursday 23rd November 2017
quotequote all
Depends on your postcode/area also. Mine is awful, close to the city centre.

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
soad said:
Depends on your postcode/area also. Mine is awful, close to the city centre.
Where I live is quite quiet so insurance is relatively low for a 17 year old.

Willy Nilly

12,511 posts

189 months

Thursday 23rd November 2017
quotequote all
SB8999 said:
Willy Nilly said:
I'll be surprised if you can get insurance on anything remotely fast. What ever you get will be better than what you have now, ie a bike.
The megane costs around 1500 for the car itself and another 1700 for the insurance which i think is pretty good for the speed of it, just wanted to see if anyone has any other options.
Where have you got this information from? You are still 16 so haven't even had a driving lesson yet, so how do you get an accurate insurance quote?

PaddyPadsPat

210 posts

102 months

Thursday 23rd November 2017
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17?! Get a Citroen C1. Build up your NCD and experience over the years. Above all stay safe. You'll have plenty of time for fast cars when you're older and have more miles under your belt.


DuraAce

4,272 posts

182 months

Thursday 23rd November 2017
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Posting on the crashed thread within 3 months?!

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
PaddyPadsPat said:
17?! Get a Citroen C1. Build up your NCD and experience over the years. Above all stay safe. You'll have plenty of time for fast cars when you're older and have more miles under your belt.
As much as I would love to do that, the total price is pretty much the same because the car is newer so is more expensive but the insurance is lower. But thank you anyway.

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
Willy Nilly said:
SB8999 said:
Willy Nilly said:
I'll be surprised if you can get insurance on anything remotely fast. What ever you get will be better than what you have now, ie a bike.
The megane costs around 1500 for the car itself and another 1700 for the insurance which i think is pretty good for the speed of it, just wanted to see if anyone has any other options.
Where have you got this information from? You are still 16 so haven't even had a driving lesson yet, so how do you get an accurate insurance quote?
Got a friend who is 17 with no previous driving experience who lives around the corner from me to get a quote, to avoid lying about my age and any other details.

PaddyPadsPat

210 posts

102 months

Thursday 23rd November 2017
quotequote all
SB8999 said:
As much as I would love to do that, the total price is pretty much the same because the car is newer so is more expensive but the insurance is lower. But thank you anyway.
Insurance companies really should do more to encourage younger drivers with lower powered cars.

Anyways stay safe no matter what car you get mate. My dad once told me during a lesson that "It only takes a split second for you to regret it for the rest of your life".

He was a wise man... smile

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
PaddyPadsPat said:
SB8999 said:
As much as I would love to do that, the total price is pretty much the same because the car is newer so is more expensive but the insurance is lower. But thank you anyway.
Insurance companies really should do more to encourage younger drivers with lower powered cars.

Anyways stay safe no matter what car you get mate. My dad once told me during a lesson that "It only takes a split second for you to regret it for the rest of your life".

He was a wise man... smile
Very smart words from your dad, I don't intend to drive fast all of the time because I will be having a telematics box, it just saves me time and money by buying a fairly quick car now instead of changing my car next year.

Gav147

983 posts

183 months

Thursday 23rd November 2017
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Are those telematic boxes actually worth having? A quick google shows it saves the average 17-21 year old ~£200 a year, think I'd sooner pay the extra not to have one!

As for the car OP, I guess at your age (I vaguely remember being in your position) it really is more what the insurance companies will let you insure, car insurance is quite bizzare in how it works sometimes.

And yes as above, if you do get a quick car, take it easy, pretty sure most people posting on this forum will have had the odd "learning moment" in their first cars wink

InitialDave

14,239 posts

141 months

Thursday 23rd November 2017
quotequote all
Nah, buy the C1. Learn how to drive it fast. Then buy something faster.

Also, it's very hard for people to advise on insurance costs as it can vary a lot. My friend and I are very similar in age, where we live, "professional" career and so on, yet his insurance is consistently 50% or more higher than mine. You have to get quote on a load of stuff yourself.

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
Gav147 said:
Are those telematic boxes actually worth having? A quick google shows it saves the average 17-21 year old ~£200 a year, think I'd sooner pay the extra not to have one!

As for the car OP, I guess at your age (I vaguely remember being in your position) it really is more what the insurance companies will let you insure, car insurance is quite bizzare in how it works sometimes.

And yes as above, if you do get a quick car, take it easy, pretty sure most people posting on this forum will have had the odd "learning moment" in their first cars wink
Thanks for the comment Gav147 I think the cheapest quote without a telematics box was around 6000😂 but thanks anyway.

Gav147

983 posts

183 months

Thursday 23rd November 2017
quotequote all
Wow, I can understand why you're having one fitted then biggrin

SB8999

Original Poster:

160 posts

99 months

Thursday 23rd November 2017
quotequote all
InitialDave said:
Nah, buy the C1. Learn how to drive it fast. Then buy something faster.

Also, it's very hard for people to advise on insurance costs as it can vary a lot. My friend and I are very similar in age, where we live, "professional" career and so on, yet his insurance is consistently 50% or more higher than mine. You have to get quote on a load of stuff yourself.
Thanks Dave, the purpose of this post was just to get some idea of driving for the first time, I won't know all of the things for a new driver. I willingly accept that and am only going to get better knowledge from people who have been there and done it. Thanks for the comment.

InitialDave

14,239 posts

141 months

Thursday 23rd November 2017
quotequote all
SB8999 said:
Thanks Dave, the purpose of this post was just to get some idea of driving for the first time, I won't know all of the things for a new driver. I willingly accept that and am only going to get better knowledge from people who have been there and done it. Thanks for the comment.
The thing is, you can drive pretty much any car fast enough, and it's good to learn the basics of everything before moving on to something quicker. A small, light hatchback is a great way to start, and chasing performance numbers on a spec sheet won't necessarily benefit you before you have the experience to exploit what the car can do.

I'd also say that there's value in just driving anythig for a while, to give you a frame of reference for what you do/don't like, so you can then evaluate what you want from a car better.