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I'm after something similar, problem I always find is that the apps want to basically reconcile your bank account rather than record transactions. And we don't have the same level of access to bank accounts that other countries have, ie you can't have a third party app go and get your bank statements and integrate them into your spending, so they all tend towards being a bit rubbish.
I've got a spreadsheet that I've used for years, it's good, but it's also a bit clunky and I can't open it on Android as it's a huge formula-fest. The basic principle is that I download bank statements, copy them into a table, delete payments to credit cards and copy in credit card statements. Then run some VBA that looks through each transaction description and matches it to a list I've built over time. If there's a match it copies the transaction category. Then I go through the rest and manually categories to build my hierarchy of income and expenditure. PayPal Amazon cause me loads of issues as I then have to go through my purchases on there to work out what they are.
Actually, that's my main reason for apps all the time, an app could log in to Amazon and PayPal and auto-categories those purchases for me, it could also log in to a LCubcard/Nectar account and categorise supermarket spending in a lot more detail, at the moment I categorise loads of other stuff as Groceries/Food because I'm not going to go through receipts pulling out birthday presents, household goods or motor oil etc.
What I've found tends to want to reconcile how much money is in your bank account, more of a measure of assets rather than focusing on what you've got coming in and what's going out.
So yeah, if anyone has any great app-based options that you can get a .csv file into and it'll learn what things are that would be great!
I've got a spreadsheet that I've used for years, it's good, but it's also a bit clunky and I can't open it on Android as it's a huge formula-fest. The basic principle is that I download bank statements, copy them into a table, delete payments to credit cards and copy in credit card statements. Then run some VBA that looks through each transaction description and matches it to a list I've built over time. If there's a match it copies the transaction category. Then I go through the rest and manually categories to build my hierarchy of income and expenditure. PayPal Amazon cause me loads of issues as I then have to go through my purchases on there to work out what they are.
Actually, that's my main reason for apps all the time, an app could log in to Amazon and PayPal and auto-categories those purchases for me, it could also log in to a LCubcard/Nectar account and categorise supermarket spending in a lot more detail, at the moment I categorise loads of other stuff as Groceries/Food because I'm not going to go through receipts pulling out birthday presents, household goods or motor oil etc.
What I've found tends to want to reconcile how much money is in your bank account, more of a measure of assets rather than focusing on what you've got coming in and what's going out.
So yeah, if anyone has any great app-based options that you can get a .csv file into and it'll learn what things are that would be great!
I'm sure everyone has their favourite. Mine is Account Tracker on IOS.
The reason I like it is because it doesn't try to hold your hand, it simply displays your transactions by account and is easy to customise.
This is the main reason I still hand an IOS device.
Unfortunately it is not available on Android.
The reason I like it is because it doesn't try to hold your hand, it simply displays your transactions by account and is easy to customise.
This is the main reason I still hand an IOS device.
Unfortunately it is not available on Android.
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