Where to get documents ‘certified’ without paying a fortune.
Discussion
In the process of remortgaging our house to put into my sole name it was ‘suggested’ I use the same conveyancer as the lending bank, to save duplication, time and money etc.
It sounded cheaper, easier, more logical, but now we are on the way they have sent an application form that demands copies of utility bill, mortgage statement, and ID, to prove my identity, and they need to be certified by one of a very short list of qualified professional people.
None of those qualified people are going to do this for free, and a brief Google tells me a Notary Public wants £180 minimum, and £90 per document.
Obviously this is not going to happen as it is ludicrous and makes it twice the price of using a local high street conveyancer.
I could ask my divorce solicitor but she charges £245 an hour...
Is there a simple, sensibly priced high street place that can do it for normal people? All it involves is looking at the original council tax bill, etc, looking at the copy, writing down that it is a copy, and signing. Four pages. There are no searches, researching, verifying, no financial risk, no legal obligation or responsibility involved.
I’ve asked an accountant at my sisters firm to sign them, but he left no address or contact number, or qualification details, so....... not at all sure that will suffice.
It sounded cheaper, easier, more logical, but now we are on the way they have sent an application form that demands copies of utility bill, mortgage statement, and ID, to prove my identity, and they need to be certified by one of a very short list of qualified professional people.
None of those qualified people are going to do this for free, and a brief Google tells me a Notary Public wants £180 minimum, and £90 per document.
Obviously this is not going to happen as it is ludicrous and makes it twice the price of using a local high street conveyancer.
I could ask my divorce solicitor but she charges £245 an hour...
Is there a simple, sensibly priced high street place that can do it for normal people? All it involves is looking at the original council tax bill, etc, looking at the copy, writing down that it is a copy, and signing. Four pages. There are no searches, researching, verifying, no financial risk, no legal obligation or responsibility involved.
I’ve asked an accountant at my sisters firm to sign them, but he left no address or contact number, or qualification details, so....... not at all sure that will suffice.
Edited by King Herald on Saturday 2nd December 15:38
The Post Office do a certification service. Costs £11 if I remember correctly. Should do what you need but I'd give them a call first to check.
Sarnie said:
I can do it for you for free, but you'd need to post the original documents to me......
Passport/driving license is one of the docs, so rather not post if possible, but many thanks for the offer.
I’ll try my own divorce solicitors first, but make sure they understand it is not being done as part of my normal million quid an hour rate.
The variation in language has become a complete PITA. Most solicitors used to have a stamp "I certify that this is a true copy of the original" and then sign and date it. Mates / clients got it done for free, others for a nominal charge. Lawyers tend to charge on a time basis so having to write war and peace on every document increases the time considerably! If the bank you are remortgaging with is a high street one then try them first....
King Herald said:
blueg33 said:
My bank does it FOC
My bank would do, but they are excluded because I am doing my mortgage through them. Just walk into your bank with your original docs and the copy and ask them to sign them. It is an everyday process for them.
JulianPH said:
This make absolutely no sense whatsoever. Your bank are not excluded because you are doing your mortgage with them. If anything it makes your bank the best option for you.
Just walk into your bank with your original docs and the copy and ask them to sign them. It is an everyday process for them.
Indeed, the lender should prefer to have seen your documents themselves rather than relying on another institution to verify the documents.........Just walk into your bank with your original docs and the copy and ask them to sign them. It is an everyday process for them.
JulianPH said:
This make absolutely no sense whatsoever. Your bank are not excluded because you are doing your mortgage with them. If anything it makes your bank the best option for you.
Just walk into your bank with your original docs and the copy and ask them to sign them. It is an everyday process for them.
Yes, obviously my own mortgage lenders bank are untrustworthy, probably co-conspirators for the moment laundering I plan to get up to.....Just walk into your bank with your original docs and the copy and ask them to sign them. It is an everyday process for them.
Anyway, I spoke to my divorce solicitor this morning and she agreed to do the four pages, for a nice crisp £20 note, no receipt available......
That was inbetween paying another £174 bill with her and arranging to make a will there tomorrow.
JulianPH said:
I'm glad you now have it sorted, but still don't understand why you just didn't walk into your bank and get it done for free that way (or get Liam or I to sign for free either as we both have the authority to do so).
You have it sorted anyway so congratulations.
Typo edit!
Also note that his solicitor is taking the opportunity to charge £20, as well as cross selling a Will, not exactly doing him a favour .........You have it sorted anyway so congratulations.
Typo edit!
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