CBR650F vs CB650F Insurance differences?!
Discussion
Evenin All,
New rider here & I've been looking at the CBR650F & CB650F and as far as I'm aware reading reviews the engines are the exact same however for insurance the CBR is much more expensive than the CB.
This would be my first bike if that has anything to do with the premium differences and it's in London....
Cheers!
New rider here & I've been looking at the CBR650F & CB650F and as far as I'm aware reading reviews the engines are the exact same however for insurance the CBR is much more expensive than the CB.
This would be my first bike if that has anything to do with the premium differences and it's in London....
Cheers!
Thought it might be due to the CBR looking more attractive to theives but it's some jump and I prefer the bikes with fairings!
Looks like I might end up down the SV650S with full fairing route for a reasonable quote.
I was at Motorcycle Live and only really sat on sport bikes as that's what I like however I'll be at the London show in Feb to try all the likes of the CB650/MT07 etc
Looks like I might end up down the SV650S with full fairing route for a reasonable quote.
I was at Motorcycle Live and only really sat on sport bikes as that's what I like however I'll be at the London show in Feb to try all the likes of the CB650/MT07 etc
Christ!!
I presume your young which I would much rather be dont get me wrong but 3 weeks ago i insured a cb600f hornet for £131 tpft 30mins after passing test. I'm 38 though so nearly middle aged...
Get the naked one and enjoy the power delivery which should be lower down the rev range and it WILL be far more comfortable. Use the £1200 for fuel and upgrades.
I presume your young which I would much rather be dont get me wrong but 3 weeks ago i insured a cb600f hornet for £131 tpft 30mins after passing test. I'm 38 though so nearly middle aged...
Get the naked one and enjoy the power delivery which should be lower down the rev range and it WILL be far more comfortable. Use the £1200 for fuel and upgrades.
Holy s
t - £6k insurance!!! Nearly as much as the bike....I'm guessing the difference between the CB & CBR is to do with price difference of the machines, the R is more of a sportsbike & therefore more nickable & also more likely to be ridden over-zealously, therefore making you a higher risk.
Anyway, motor, frame, brakes, wheels & even the seat are identical for both bikes; the R just has lower 'bars & a fairing.
I had a CB650F a couple of year back (pre-facelift). Utterly reliable, easy to ride, excellent brakes, top finish, kind to tyres & chain. I loved the exhaust, but it wasn't quite loud enough.
At those prices i'd definitely be looking at TPFT. The excess and cost of the policy are almost half the cost of the bike! So the insurers are pretty much saying there's a 50:50 chance you'll either stack it, or it'll get nicked!
Don't think i paid anywhere near that to insure my FZS600 fazer with 0 NCD fresh after my test, but that was 15 yrs ago and nowhere near london. Might have been in the £300-£500 range possibly.
Have you looked at other types of bikes? 10-15+ yrs old stuff counts as classics and are much cheaper to insure under classic policies. And bikes that old are still reliable. My VFR800 is 19 yrs old now and rock solid. My insurers wanted an additional £8 to add my blackbird to my fleet when i picked that up earlier this year, fully comp for 2x riders (me + dad), unlimited mileage.
Don't think i paid anywhere near that to insure my FZS600 fazer with 0 NCD fresh after my test, but that was 15 yrs ago and nowhere near london. Might have been in the £300-£500 range possibly.
Have you looked at other types of bikes? 10-15+ yrs old stuff counts as classics and are much cheaper to insure under classic policies. And bikes that old are still reliable. My VFR800 is 19 yrs old now and rock solid. My insurers wanted an additional £8 to add my blackbird to my fleet when i picked that up earlier this year, fully comp for 2x riders (me + dad), unlimited mileage.
Get an old SV, you will drop the CB/CBR and will be very annoyed. Build up you riding history then get your CBR. My first big bike was an SV which felt fast. The bought an EX demo 2012 CBR600f which is a touch more powerfull than you bike and it felt very fast, and chucked me off outside my house 
PTF said:
At those prices i'd definitely be looking at TPFT. The excess and cost of the policy are almost half the cost of the bike! So the insurers are pretty much saying there's a 50:50 chance you'll either stack it, or it'll get nicked!
Don't think i paid anywhere near that to insure my FZS600 fazer with 0 NCD fresh after my test, but that was 15 yrs ago and nowhere near london. Might have been in the £300-£500 range possibly.
Have you looked at other types of bikes? 10-15+ yrs old stuff counts as classics and are much cheaper to insure under classic policies. And bikes that old are still reliable. My VFR800 is 19 yrs old now and rock solid. My insurers wanted an additional £8 to add my blackbird to my fleet when i picked that up earlier this year, fully comp for 2x riders (me + dad), unlimited mileage.
It’s not 50/50 though. What if he stacks it into a load of pedestrians, or a few cars?Don't think i paid anywhere near that to insure my FZS600 fazer with 0 NCD fresh after my test, but that was 15 yrs ago and nowhere near london. Might have been in the £300-£500 range possibly.
Have you looked at other types of bikes? 10-15+ yrs old stuff counts as classics and are much cheaper to insure under classic policies. And bikes that old are still reliable. My VFR800 is 19 yrs old now and rock solid. My insurers wanted an additional £8 to add my blackbird to my fleet when i picked that up earlier this year, fully comp for 2x riders (me + dad), unlimited mileage.
Jazoli said:
Willy Nilly said:
you will drop the CB/CBR
I do wish people would stop posting this bks, I know quite a few new riders and only one of them dropped their bike, its seems us older more experienced ones are much more adept at it.You will either drop it or not, so doesn't really matter what bike you get. I would go further & say that if you get a new machine, you'll probably take more care of it anyway....
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