Best classic car insurance companies

[asimmalik]

So what do people find to be the best companies for classic cars?

I have my 2000 MY Alfa insured with Peter Best but they said they don't insure Peugeots which I found a bit odd. Any companies you guys would recommend?

[skeeterm5]

Hi,

I use A Plan for both of my classics and have always been pleased with the service and price.

S

[Allan L]

Don't know if they are as good for post-war stuff like yours, but underwriters KGM have been excellent for pre-war cars for the nearly 40 years I (and my friends) have been with them.
If you prefer to deal direct rather than through a broker try here:
KGM

[tog]

I've had a multi-vehicle policy with Footman James for years. I rang around some others at renewal this year, and no one could touch them for the combination of price and cover I needed.

[InitialDave]

I have one car with Lancaster and one with Performance Direct. Both are fine in terms of customer service interactions, but I've not had to test them with a claim.

[mph]

I was with Footman James but found Classicline to be more competitive.

Their policies are very comprehensive and include breakdown and recovery as standard. They've also insured a couple of "modern classics" for me over the years.

[TooMany2cvs]

asimmalik said:

I have my 2000 MY Alfa insured with Peter Best but they said they don't insure Peugeots which I found a bit odd

How old's this Pug?

I'm surprised a classic insurer want to go near such a recent Alfa, tbh, unless it's something a bit unusual.

[Old Merc]

I suppose the only way to find out how good (or bad) is a classic policy, is when you make a claim.

Any way just for the record,I have my Mercedes R129 with Equity Red Star at Lioyds. Agreed value of £16K,all the normal classic stuff, Total premium £277.

[asimmalik]

TooMany2cvs said:

How old's this Pug?

I'm surprised a classic insurer want to go near such a recent Alfa, tbh, unless it's something a bit unusual.

Pug is a 2000 306 GTi. Alfa is a 2000 GTV V6. Plenty of people with cars as new as 15 year old are on classic policies

[TooMany2cvs]

asimmalik said:

TooMany2cvs said:

How old's this Pug?

I'm surprised a classic insurer want to go near such a recent Alfa, tbh, unless it's something a bit unusual.

Pug is a 2000 306 GTi. Alfa is a 2000 GTV V6.

No wonder you're having issues.

asimmalik said:

Plenty of people with cars as new as 15 year old are on classic policies

Sure, some companies will agree that some "name-brand" stuff can be classic younger than the usual 20-25yrs, but you really are in a small market, vanishingly so when it comes to a Pug 306.

[stichill99]

The trouble with Insurance companies is you only find out how good they are when you need to claim. I have been with Classicline for 4 years and they have been brilliant at taking my money. Business wise I was with NFUmutual for twenty years before I needed to make a claim and when I needed them they were *ucking awful!

[Tyre Tread]

Most, if not all of the insurers mentioned on here are brokers rather then insurance companies and most insure with one of a two (possibly three) of underwriters.

ETA: ERS's direct classic label = https://www.rhspecialistinsurance.co.uk/car-insura...

Edited by Tyre Tread on Saturday 23 December 22:57

[56Lotus]

I agree with Tyre Tread above, most are now brokers who use the same underwriters. I did a bit of phoning around earlier this month to see if there was anything more competitive out there. Had some good conversations with very friendly people one of who explained to me the %value and tax add on which sets their rates. I've stuck with Hagerty again as they were within pennies of others but mainly because they're just really nice, friendly people who have helped out more like a club than an insurance company. Hopefully I'll never have to test how good they are with a claim.

Jon

[jsf55]

Try this one too

http://www.brentacre.co.uk/

[a8hex]

I used Heritage, which were part of Norton Insurance. They gave me free trackday cover for events organised through various clubs. They were very helpful when I did need to make a claim. I don't know whether they'd suit your needs, they wouldn't give me the same sort of cover on a "modern classic" as they would on an older one.

[Tyre Tread]

56Lotus said:

I agree with Tyre Tread above, most are now brokers who use the same underwriters. I did a bit of phoning around earlier this month to see if there was anything more competitive out there. Had some good conversations with very friendly people one of who explained to me the %value and tax add on which sets their rates. I've stuck with Hagerty again as they were within pennies of others but mainly because they're just really nice, friendly people who have helped out more like a club than an insurance company. Hopefully I'll never have to test how good they are with a claim.

Jon

There's a reason I know that.

A friend had to claim through Hagerty a few years back and they ere brilliant.

[wsn03]

mph said:

I was with Footman James but found Classicline to be more competitive.

Their policies are very comprehensive and include breakdown and recovery as standard. They've also insured a couple of "modern classics" for me over the years.

Bit of a bump I know, but I've been looking for info on here.
I'm about to leave Classic Line because they won't allow me to park the car in another property garage (that I actually own) for the 10 odd months of the year I'm not using it - bit stupid that I can't park it somewhere else and more secure than home considering its just taking up space I'd rather use for working on things.

I've been using A Plan for a few things now, so going to switch my classic insurance to them too - glad to see a decent review of them on this thread

[asimmalik]

wsn03 said:

Bit of a bump I know, but I've been looking for info on here.
I'm about to leave Classic Line because they won't allow me to park the car in another property garage (that I actually own) for the 10 odd months of the year I'm not using it - bit stupid that I can't park it somewhere else and more secure than home considering its just taking up space I'd rather use for working on things.

I've been using A Plan for a few things now, so going to switch my classic insurance to them too - glad to see a decent review of them on this thread

If you're parking your car somewhere for 10 months of the year, then surely that should be the main address on the policy? Especially considering you own the property. Unless I've missed something

[21st Century Man]

I was with RH for about 25 years with various and multiple vehicles from 2CV to RR&B, I always found them to be excellent with lots included like UK and European breakdown cover, good screen cover and so on. I would recommend them

However, when I got my Century they wouldn't touch it, I was so disappointed. I went to Adrian Flux, no problem.

[wsn03]

asimmalik said:

If you're parking your car somewhere for 10 months of the year, then surely that should be the main address on the policy? Especially considering you own the property. Unless I've missed something

Correct, but the woman then said bringing it to my residing address for the 2 months a year ... I wouldn't be covered?!? Eh?!?

She wouldn't budge. I have no problem making either address the one on the policy. But it had to stay only at the address on the policy at all times.

A plan said they'll find a way - that's the way to do business.

Edited by wsn03 on Wednesday 1st April 19:09