Stakeholder Pension Risk level
Stakeholder Pension Risk level
Author
Discussion

fourstardan

Original Poster:

6,561 posts

174 months

Wednesday 7th February 2018
quotequote all
Got an aviva one i started as a wee whipper snapper then stopped when I got into decent corporate pensions.

I was thinking of increasing the risk rating from 2 to 3/4 funds.

Would it be worth going into more equities with a view to increasing value when the markets improve from existing lows?

sidicks

25,218 posts

251 months

Wednesday 7th February 2018
quotequote all
fourstardan said:
Got an aviva one i started as a wee whipper snapper then stopped when I got into decent corporate pensions.

I was thinking of increasing the risk rating from 2 to 3/4 funds.

Would it be worth going into more equities with a view to increasing value when the markets improve from existing lows?
‘Existing lows’? How low do you think things currently are?

otherman

2,266 posts

195 months

Wednesday 7th February 2018
quotequote all
Well, indeed, markets are at all time highs, aside from a small drop yesterday.

I go self select on pension investments and chooser the higher risk end (eg: emerging markets) for 33% of the portfolio, and good growth stocks for the whole lot. Bear in mind in pension terminology, risk appetite is pretty low all around.

Jockman

18,414 posts

190 months

Wednesday 7th February 2018
quotequote all
fourstardan said:
I was thinking of increasing the risk rating from 2 to 3/4 funds.
If I'm reading you correctly, this would not necessarily be an increase in risk. It could actually be a decrease.

fourstardan

Original Poster:

6,561 posts

174 months

Friday 9th February 2018
quotequote all
Sorry, i'm pretty fresh to this lol

When I meant lows, i meant in terms of unit value at the moment?

When i look at a fund report the + figures per year on some funds are far higher than the one i'm on...i want to maximise the pot at the moment while it has potential time to recover over the future 20+ years.

fourstardan

Original Poster:

6,561 posts

174 months

Monday 19th February 2018
quotequote all
I changed to 100% equities to https://www.trustnet.com/factsheets/p/a9e4/aviva-b...

I hoped it would go up, and I am always cynical about this sort of stuff in terms of rationale, but it went up 5k in value!

Anyone know why this could be?

Whats going to be the best way to get an indication of returns, i'd seen the YoY returns to be good on this which was what drew me in, plus its got some UK PLC's that i can keep an eye on for performance pretty easily.