Insurance after thefts
Insurance after thefts
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Discussion

ajroberts

Original Poster:

84 posts

154 months

Monday 12th February 2018
quotequote all
So following on from my previous post about thefts in London of my bikes (2 in 10 months)
I have decided I will give it 1 more try..... 3rd time is always lucky.

Anyone know who might be the cheapest for insurance of a bike after it being removed from my care by some little st bag?


Yes I have decided to get a tracker, disc lock, (Might be able to fit a chain) if not another disc lock for the rear, and a Rottweiler named 'Goliath' to be attached when I am at work.



dibblecorse

7,662 posts

223 months

Monday 12th February 2018
quotequote all
You're going to need to phone round, but I suspect MCE (as much as I hate to say it) might be cheapest .. wouldn't hold out much hope for a reasonable premium though !!!

Lee540

1,586 posts

175 months

Monday 12th February 2018
quotequote all
ajroberts said:
Yes I have decided to get a tracker, disc lock, (Might be able to fit a chain) if not another disc lock for the rear, and a Rottweiler named 'Goliath' to be attached when I am at work.
Get a less desirable bike as well..

I was using a Honda XL1000 Varadero in London.. no one was ever going to steal that thing!

ajroberts

Original Poster:

84 posts

154 months

Monday 12th February 2018
quotequote all
I know, for another speed triple it will be £7896 for a bike worth £8000.

I am determined to not let this dishearten me anymore so was seeing if there are any gems people know of.

kiethton

14,668 posts

211 months

Monday 12th February 2018
quotequote all
Also check the theft excess - often it'll be ~£1k (well was for me with MCE)

I just buy bangers for ~£1k and run them until nicked/broken/written off on TPO policies.

Lee540

1,586 posts

175 months

Monday 12th February 2018
quotequote all
kiethton said:
Also check the theft excess - often it'll be ~£1k (well was for me with MCE)

I just buy bangers for ~£1k and run them until nicked/broken/written off on TPO policies.
When my ZX10R and mates Fireblade were stolen, we did this kinda, I got the Varadero for £1500, he got Street Triple which was stolen the day it was delivered and then he saw sense and got a £1500 Yamaha R6 which he still has..

London is ridiculous..

Some Guy

2,684 posts

122 months

Monday 12th February 2018
quotequote all
ajroberts said:
Yes I have decided to get a tracker, disc lock, (Might be able to fit a chain) if not another disc lock for the rear, and a Rottweiler named 'Goliath' to be attached when I am at work.
The Rottweiler will be infinitely more effective if you attach a large bulldog clip to his nads. smile

Gavia

7,627 posts

122 months

Monday 12th February 2018
quotequote all
There’s no way I could face buying another bike given you’ve had two stolen in less than a year. The premium shows that London is now more or less uninsurable for bikes, which is poor.

I’d just echo what everyone else has said and get something st.

If you do have a large excess, then you can insure it elsewhere.

hebegb

1,525 posts

178 months

Monday 12th February 2018
quotequote all
Ps ex police ( was an undercover bike ) Fazer FZ1S -abs, met blue , 2008 , 60k miles - all top working order as witnessed by many on here - available for sale ....just replaced the old girl , did me fine as an occasional road/trip bike - not the most desirable for the scrotes I wager .....!
idea