Track Day Insurance

[philadcock]

Hi all,

I know this isn’t the first time this has been asked, but who would you recommend for track day insurance?

I’d ideally like a policy that covers accidental damage to the car, but the cover I’ve found so far is third party only.

Thanks,

Phil.

[nawarne]

I've used REIS previously.

Absolutely professional, easily understood terms/conditions, does what it says on the tin....However, reckon on paying 10% of the sum insured - i.e. if you value car at £15K, it'll cost you £150.

UNDER no circumstances be tempted by an outfit trading as Morris/Moris...Mates had bad experience with this enterprise!!

Nick

[leerdam23]

https://insurance4motorsport.blogspot.com.es/2013/...

REIS or Adrian Flux.

Who provided you with 3rd party track day cover??

[QBee]

Classic Line includes it in my TVR policy.
It does add to the premium, but you get a set number of track days per year, 5 in my case.
Beyond that they charge just over £50 per track day.
It pays up to 90% of the value of YOUR car. It is NOT third party insurance - that is their lookout, regardless of fault.

I have been lucky so far - my indiscretions have not involved hitting anything, and nobody has hit me.
But I have seen an over-exuberant BMW M3 rolled at Bedford, and a Lotus Exige become the innocent victim of a total idiot in a Rover 75 at Cadwell Park (who on earth would dream of trying an overtake at speed in the Hall Bends Hairpin?). Here it is from his car..... plonker

So, like house insurance, it's worth having just in case the worst happens.

Edited by QBee on Friday 23 February 13:34

[Byker28i]

Quite a story last year on the track day forum of someone being collected on a bend by the last of the late brakers who took him out big time with some serious damage. From memory a 1 series BMW. Nothing to do with them, just collected by a very careless driver.

Or you could just have one of those bad days


Always worth track day insurance

[Mags]

In a recent quote from Mannings where track day cover is included I believe they mentioned that your excess becomes 10% of the vehicles value!
Not sure if that is the norm?

[Byker28i]

Ah no - dec 2015
https://www.youtube.com/watch?v=Sw1d67jiUIo

from this thread
https://www.pistonheads.com/gassing/topic.asp?h=0&...

[QBee]

Mags said:

In a recent quote from Mannings where track day cover is included I believe they mentioned that your excess becomes 10% of the vehicles value!
Not sure if that is the norm?

Yes, it is on mine - it is disaster insurance, not paddock bumps and knocks cover

[Kev_Mk3]

Greenlight also do insurance

[TwinKam]

nawarne said:

I've used REIS previously.

Absolutely professional, easily understood terms/conditions, does what it says on the tin....However, reckon on paying 10% of the sum insured - i.e. if you value car at £15K, it'll cost you £150.

UNDER no circumstances be tempted by an outfit trading as Morris/Moris...Mates had bad experience with this enterprise!!

Nick

Sorry to nit pick, but that's 1%

[nfcf]

Mags said:

In a recent quote from Mannings where track day cover is included I believe they mentioned that your excess becomes 10% of the vehicles value!
Not sure if that is the norm?

For TVRs the excess is £1000. At least that's what my policy states.

[shorts!]

nfcf said:

For TVRs the excess is £1000. At least that's what my policy states.

I think that's what mine says too.
Having had to actually claim for a track incident I am still happy to recommend them and am still with them.

[UncleDave]

nawarne said:

UNDER no circumstances be tempted by an outfit trading as Morris/Moris...Mates had bad experience with this enterprise!!

Intrigued by this as I've used MORIS previously. Had no issues at all with taking out and arranging cover, and the pricing seemed reasonable (perhaps the first warning sign) but I've luckily not had to claim so not had a true representation of their service.