E60 M5. Financial suicide?

E60 M5. Financial suicide?

Author
Discussion

TheAngryDog

Original Poster:

12,645 posts

224 months

Monday 26th February 2018
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Ok, I really have the need for the S85 right now. Is a 70k M5 going to ruin me?

Eddieslofart

1,328 posts

98 months

Monday 26th February 2018
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Probably...

MattOz

3,975 posts

279 months

Monday 26th February 2018
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Loved mine. Fuel is the significant cost. A full tank can last 90 miles, or stretch to 280-300 if you're lucky. Just depends. Mine averaged about 17mpg. Often think about getting another, but I had a nice one, so have positive memories. Some aren't so fortunate. Buy on condition, history and gut feel. Mileage is but a number.

TheAngryDog

Original Poster:

12,645 posts

224 months

Monday 26th February 2018
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Fuel isn't an issue tbh, I only do 400 miles a month at the most usually.

I am more wondering about SMG etc

IanJ9375

1,578 posts

231 months

Monday 26th February 2018
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Brother has one and knowing how he's one of those people who like to turn everything to 11 or max attack or whatever you'd call it I've been surprised how it hasn't been a money pit for him, he's had it what must be 6/7yrs so far and apart from the usual tyres/brakes the only extras have been the coilpacks he swapped (not cheap and of course x10) and he had to replace the clutch which was the most expensive items which came in at about £3500 using his very local BMW dealer.

I won't mention the fuel as you'll not be worried about that if you're considering one

cosworth330

1,311 posts

252 months

Monday 26th February 2018
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I bought my E60 M5 from MattOz and it was a good experience running it for 3-4years but I had warranty. New owner has run it for a year with no warranty and no issues. Buy one that’s had a clutch and throttle actuators. Check discs and tyres as you could easily spend £2-3k on brakes and tyres. Buy from an enthusiast. Never had any issues with SMG. A mate has run one from 60k when he bought it and it’s now on 130k. He’s spent a few quid on it but nothing major. His biggest bill was preventative rod bearing replacement at 95k which was £1400. We have both done trackdays in them with no issues, nothing went bang, just wore my tyres out!

Saying all that, their are a lot of ropey ones out there that are money pits, be careful.

SebringMan

1,774 posts

201 months

Monday 26th February 2018
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TheAngryDog said:
Fuel isn't an issue tbh, I only do 400 miles a month at the most usually.

I am more wondering about SMG etc
While the SMG can go wrong it's not as bad as the rest would have you think. The car as a whole however is scary! A guy I know is counting his lucky stars for it having a Mondial warranty ; BMW have forked out around 19k for a new engine! Maybe it wasn't necessary but it puts perspective on things, and I think my E46 M3 is pricey to run!

That said there are a number of people where the car has been fine. But the reliability of them has been questioned alot!

I'd buy one and love it, but a cast iron warranty like BMW's warranty would be required.

Edited by SebringMan on Monday 26th February 22:27

TheAngryDog

Original Poster:

12,645 posts

224 months

Tuesday 27th February 2018
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An auc car would be nice, but I aren't paying 22k for the only one that is available, especially as I do not like the exterior or interior colour.

My plan is / was to buy one with good history and SMG pump replacement, clutch and actuators, get the rod bearings done and then enjoy it for a year or so. I just want to own and experience that V10.

stevesingo

4,976 posts

237 months

Tuesday 27th February 2018
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SebringMan said:
While the SMG can go wrong it's not as bad as the rest would have you think. The car as a whole however is scary! A guy I know is counting his lucky stars for it having a Mondial warranty ; BMW have forked out around 19k for a new engine! Maybe it wasn't necessary but it puts perspective on things, and I think my E46 M3 is pricey to run!

That said there are a number of people where the car has been fine. But the reliability of them has been questioned alot!

I'd buy one and love it, but a cast iron warranty like BMW's warranty would be required.
The guy isn't over the North East is he.

A guy I know has had £25k out of the warranty in 12 months, including a new engine due to sticking injector filling the sump with fuel, causing excessive oil consumption. 10 new injectors, some ECU modules and a steering rack!

He is thinking of selling E61 with 57k miles.

SebringMan

1,774 posts

201 months

Tuesday 27th February 2018
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I'll check his location ; he's on Twitter. But that sounds about right. It's a Blue Touring with low miles.

As said the SMG motors that tend to go if you're unlucky aren't the worst thing to change. But the engine, diff and other issues really put me off.

OTOH these are probably owned by people who spank them from cold as well, and a low miler weekend car may be worse for that ; after all, the focus for a weekend car is more on 'enjoying it'.

I know two of my sold cars have this fate ; My face was not a picture when a buyer started my 944 S2 and revved it up to 5k straightaway ; I at the very least would have waited for the oil pressure to get up to scratch! He bought that for 'weekend thrasting' ; his words, not mine.

But I am cynical.

Shaoxter

4,397 posts

139 months

Tuesday 27th February 2018
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If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.

TheAngryDog

Original Poster:

12,645 posts

224 months

Tuesday 27th February 2018
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Shaoxter said:
If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.
Does that only work for a car with full main dealer history though?

ETA: It's not a bad shout though, just did a quote on a 60k mile car, comprehensive is less than the cost of doing the rod bearings. Interesting.. I just them assume that FMDSH is a requirement for the warranty to cover me?

Edited by TheAngryDog on Tuesday 27th February 11:41

Shaoxter

4,397 posts

139 months

Tuesday 27th February 2018
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Nope, just needs to be serviced on time using genuine parts. Running in service at 1200 miles is probably the most important one to look out for.

SebringMan

1,774 posts

201 months

Tuesday 27th February 2018
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stevesingo said:
The guy isn't over the North East is he.

A guy I know has had £25k out of the warranty in 12 months, including a new engine due to sticking injector filling the sump with fuel, causing excessive oil consumption. 10 new injectors, some ECU modules and a steering rack!

He is thinking of selling E61 with 57k miles.
Coming back to it the injector issue is very unfortunate, especially as they are "normal" injectors! I've heard of injectors dying but not being stuck on a 100% duty cycle!

rassi

2,503 posts

266 months

Tuesday 27th February 2018
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Shaoxter said:
If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.
Exactly this! Excellent advice

Dan_M5

616 posts

158 months

Tuesday 27th February 2018
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Shaoxter said:
If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.
Bearings aren't covered. If a shell spins you need a new engine mondial only cover the cost of the car minus VAT the rest you have to pick up

Shaoxter

4,397 posts

139 months

Tuesday 27th February 2018
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Dan_M5 said:
Shaoxter said:
If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.
Bearings aren't covered. If a shell spins you need a new engine mondial only cover the cost of the car minus VAT the rest you have to pick up
How much is the cost of a new engine these days? Over £15-20k??

TheAngryDog

Original Poster:

12,645 posts

224 months

Tuesday 27th February 2018
quotequote all
Shaoxter said:
Dan_M5 said:
Shaoxter said:
If you're just keeping it for a year, just get the BMW Insured Warranty and forget about the bearings/actuators etc as they're all covered.

Cost of the warranty does jump up if you buy a >60k mile example though.
Bearings aren't covered. If a shell spins you need a new engine mondial only cover the cost of the car minus VAT the rest you have to pick up
How much is the cost of a new engine these days? Over £15-20k??
I would be paying around £16k to £18k I imagine for a qualifying car, so I would have thought it would be covered?

Dan_M5

616 posts

158 months

Tuesday 27th February 2018
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TheAngryDog said:
I would be paying around £16k to £18k I imagine for a qualifying car, so I would have thought it would be covered?
i paid 18k for my car still had to pay 5k for the engine.

Shanny

50 posts

192 months

Tuesday 27th February 2018
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I’ve had mine for four years. Ran it for the first couple of years as a daily driver and now I do about 5,000 a year.

It was well maintained and had four previous owners, with receipts for clutch, smg pump, actuators and servicing.

It had 79k when I purchased it without warranty.

There have been some issues but running costs have averaged 300 quid a month.

Next time you’re in the area, let me know. You’re welcome to try it out.

Shanny