Business vehicle insurance
Discussion
strain said:
We had some ridiculous quotes looking at fleet (6-7 cars)
Ended up staying individual with each amassing their own no claims
the thing with fleet insurance is that it is rated completely differently to single vehicle policies. NCD isn't used, and most insurers like to see a 3 year fleet claim history. Not having a fleet history is like getting credit without a credit history.Ended up staying individual with each amassing their own no claims
In the first couple of years this means you end up paying over the top. However, with a good 3 year history you pay comparative peanuts, and benefit from the open driving restrictions
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