Contact-less Payment !!!! Simple Question
Contact-less Payment !!!! Simple Question
Author
Discussion

whirlybird

Original Poster:

650 posts

217 months

Tuesday 10th April 2018
quotequote all
Like most people I keep all my cards in my wallet, just got credit card bill and found 2 payments that I 'flashed' my Debit card at the reader, but funds have been "taken" from my Credit card !!!!!
Any thoughts, (may get bank to issue a Non Contactless card instead to avoid this issue)
& anyone else had same issue ?

Order66

6,740 posts

279 months

Tuesday 10th April 2018
quotequote all
You mean you "flashed" your whole wallet? What did you expect would happen? It will somewhat randomly pick the card it picks up easiest - a few mm between them will make that difficult to determine which. Just take the card out.

valiant

14,201 posts

190 months

Tuesday 10th April 2018
quotequote all
Did you present your card to the reader or just your wallet to the reader?


Efbe

9,251 posts

196 months

Tuesday 10th April 2018
quotequote all
lol

that is all

FredClogs

14,041 posts

191 months

Tuesday 10th April 2018
quotequote all
A few months back, after a few drinks, my cards swapped places in my wallet and I found myself being charged a cash advance fee on my credit card because it had been used to get cash out of an ATM...

I was livid. £1.95... First the banks give us the global financial crisis and now this, cards that move about in your wallet when you've been drinking. bds.

Efbe

9,251 posts

196 months

TheAngryDog

13,242 posts

239 months

Tuesday 10th April 2018
quotequote all
Efbe said:
I've had contactless for several years. Never needed one of these.

Efbe

9,251 posts

196 months

Tuesday 10th April 2018
quotequote all
TheAngryDog said:
I've had contactless for several years. Never needed one of these.
neither have I.

but if you have your debit and credit cards next to each other in your wallet, and don't take them out to make payments, and you have an issue with the payment coming off the credit card, then this is an option...

whirlybird

Original Poster:

650 posts

217 months

Tuesday 10th April 2018
quotequote all
Thanks guys, thought thats what the readers do, from now on Credit card stays at home, unless going for a big purchase

The Leaper

5,709 posts

236 months

Tuesday 10th April 2018
quotequote all
Get yourself a security wallet so that cards in the wallet cannot be read: you need to take a card out of your wallet to use it contactless. I always use such a wallet when abroad.

R.

TheAngryDog

13,242 posts

239 months

Tuesday 10th April 2018
quotequote all
Efbe said:
TheAngryDog said:
I've had contactless for several years. Never needed one of these.
neither have I.

but if you have your debit and credit cards next to each other in your wallet, and don't take them out to make payments, and you have an issue with the payment coming off the credit card, then this is an option...
Valid point. I just take the card that I want to pay with out of my wallet when it comes to paying mind.

ninja-lewis

5,439 posts

220 months

Tuesday 10th April 2018
quotequote all
How about a card that aggregates your cards and lets you allocate payments to another account after the fact?

http://info.imaginecurve.com/

Efbe

9,251 posts

196 months

Wednesday 11th April 2018
quotequote all
TheAngryDog said:
Efbe said:
TheAngryDog said:
I've had contactless for several years. Never needed one of these.
neither have I.

but if you have your debit and credit cards next to each other in your wallet, and don't take them out to make payments, and you have an issue with the payment coming off the credit card, then this is an option...
Valid point. I just take the card that I want to pay with out of my wallet when it comes to paying mind.
me too... but think of all that time you could save!

The Mad Monk

11,501 posts

147 months

Wednesday 11th April 2018
quotequote all
The Leaper said:
Get yourself a security wallet so that cards in the wallet cannot be read: you need to take a card out of your wallet to use it contactless. I always use such a wallet when abroad.

R.
Completely superfluous and unnecessary.

TheAngryDog

13,242 posts

239 months

Wednesday 11th April 2018
quotequote all
Efbe said:
TheAngryDog said:
Efbe said:
TheAngryDog said:
I've had contactless for several years. Never needed one of these.
neither have I.

but if you have your debit and credit cards next to each other in your wallet, and don't take them out to make payments, and you have an issue with the payment coming off the credit card, then this is an option...
Valid point. I just take the card that I want to pay with out of my wallet when it comes to paying mind.
me too... but think of all that time you could save!
rofl

7795

1,071 posts

211 months

Thursday 12th April 2018
quotequote all
The Mad Monk said:
The Leaper said:
Get yourself a security wallet so that cards in the wallet cannot be read: you need to take a card out of your wallet to use it contactless. I always use such a wallet when abroad.

R.
Completely superfluous and unnecessary.
Not when a group of Romanians were caught with a modified card machine and were bleeping payments from people in a busy Oxford St without them knowing...

A Googler better than I will find the article.

A Faraday Cage in the card wallet is an excellent idea and completely invisible to the naked eye/completely unobtrusive.