Insurance taking your bike abroad
Insurance taking your bike abroad
Author
Discussion

ChunkyloverSV

Original Poster:

1,335 posts

218 months

Saturday 26th May 2018
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Hello all,

Me and the Mrs are due to take our bikes to Majorca in 2 weeks time. Both bikes cost around 1k.

Just wondering if anyone can point me in the right direction regarding insurance. Mostly concerned about the bikes being damaged during transit.

Can anyone recommend good companies?

There for 11 nights. Just pleasure riding around the island.

TIA

citizenmtb

1,495 posts

204 months

Saturday 26th May 2018
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I use PedalCover for my home & bike insurance. I've not tried a travel only quote with them but they recently started offering it; https://pedalcover.co.uk/cycling-travel-insurance-...

I have made a claim on my policy for the bike after a hit and run and they dealt with it pretty well, no real problems but their communication is a little lacking as they are a small company. I'd still recommend them though.

millen

688 posts

112 months

Saturday 26th May 2018
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I relied on the standard Easyjet travel insurance when I went last month. £25 premium for 7 days including add-on Sports Activity Pack. However, this covers sports equipment up to £750 only so you may be better off with a bespoke cycle insurer. 11 days sounds cool!

Dog Star

17,438 posts

194 months

Tuesday 29th May 2018
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I've got "extra" cover with our Aviva home and contents insurer; according to the policy it covers our bikes at home as well as out and about - including abroad. It's curiously cheap and you just pay for the most expensive bike so it's £26 for a pair of £1600 ebikes (plus a couple of £1000 bikes).

As I'm taking these abroad (by car) I guess it could be worth checking just how extensive the cover actually is.

Rich_W

12,548 posts

238 months

Sunday 10th June 2018
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citizenmtb said:
I use PedalCover for my home & bike insurance. I've not tried a travel only quote with them but they recently started offering it; https://pedalcover.co.uk/cycling-travel-insurance-...

I have made a claim on my policy for the bike after a hit and run and they dealt with it pretty well, no real problems but their communication is a little lacking as they are a small company. I'd still recommend them though.
My contents cover (Admiral) were vague about it when I asked if they'd cover the bikes abroad. The guy in the call centre said "should do, it counts as away from home" which didn't exactly fill me with confidence.

So I looked into additional cover

Pedal covers travel insuance is only that. Travel insurance. It WONT cover the bike for theft. I tweeted them a while back to ask the question. Apparently "in the future"

Yellow Jersey seem to be the only people currently offering bike theft cover when abroad. It's in their short term policies. But for me at least it's not that cheap. Circa £100 for a total value of £4K (with a wetsuit and bike box covered) for a 5 day trip! Still going to take it as its cheaper than the alternative

Marcellus

7,198 posts

245 months

Sunday 10th June 2018
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Another vote for Pedal cover, not necessarily their travel insurance for the £100 for 5 days as previously mentioned as the whole package will cost you only about £4/500 for contents/ buildings insurance plus worldwide bike insurance up to £20k!

Gren

2,030 posts

278 months

Monday 11th June 2018
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Yep Pedalcover here. They beat my last quote and covered all my bikes wherever they are and however they are stolen/damaged.

For travel only try British Cycling

https://www.britishcycling.org.uk/travelinsurance?...

Dog Star

17,438 posts

194 months

Monday 11th June 2018
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I called Aviva this morning as a result of this thread and they confirmed that my bikes are covered abroad as long as they were either in my custody or securely locked in a building or to an immovable object.