Lombard, Oracle etc. - what rates?

[kbf1981]

Figured this is a better forum to post in - what sort of rates are people getting from Lombard, Oracle etc. now? I remember getting 4% apr a few years ago, but that's a long time ago.

[Superleg48]

Will likely vary depending on an individual’s credit score.

[kbf1981]

Superleg48 said:

Will likely vary depending on an individual’s credit score.

My credit score is perfect (not being snotty btw... just I know from when I've credit checked myself before lol) - looking to get an idea of what I could haggle to. Not used credit in a while. Looking to get an idea of what "target" % is achievable should I want to use it.