Business Car Insurance

[kentlad]

Quick one for anyone with experience. The Mrs is going to become a child minder in September. Our car is shared (leased) currently. She's the main driver as i work in London and rarely drive anymore. Will she need to transfer the insurance to business cover? Or would standard personal cover be fine as long as it covers business use?

[joshcowin]

kentlad said:

Quick one for anyone with experience. The Mrs is going to become a child minder in September. Our car is shared (leased) currently. She's the main driver as i work in London and rarely drive anymore. Will she need to transfer the insurance to business cover? Or would standard personal cover be fine as long as it covers business use?

My wife was a nanny, she often took the child out in the car, she phoned her insurance and they said she would need business cover. It wasn't that much more if I can remember correctly.

[Insurancejon]

sounds to me like she will need class 1 business use.

shouldn't be an issue to just amend the use under the policy, shouldn't affect the premium much

[kentlad]

Thanks guys. Very helpful.