Want to move home fix or base rate ...

[pimpchez]

Ok so i am coming up to the end of my fixed term in a few months. The plan is to move to a more expensive property early next year which will involve borrowing more but i am looking at a 20% deposit to do this.

Issue i have is that , i have gone self employed and my first year accounts are due roughly in line with end of the fixed term. So do i fix for another 2yrs and hope to port the product (no grantee reading up) or just drop to the base variable rate for <6months pay the extra interest and have the freedom to find a new lender with ease?