Insurance time again
Discussion
I went with Manning's this year after a tip off from someone on here, I think they specialise in prestige/sports, and they came within £10 of the comparison site's best prices, which tended to be from companies I'd never heard of.
I think they also include track day cover, if you are into that sort of thing.
I think they also include track day cover, if you are into that sort of thing.
mhurley said:
Just rang Locktons - same as Classicline 442
I don't understand Locktons. I've never paid more than £500 and they've never quoted me less than £1000 in 5 years of Vantage ownership. What am I doing wrong? Over 10 years NCD, now 50 years old, low risk area etc. etc.. Does it make any difference if you phone them rather than use the website? Did you have to be an AMOC member to get that premium too? If so, how much is that per year? Do they insist on the tracker being used?V8V Pete said:
I don't understand Locktons. I've never paid more than £500 and they've never quoted me less than £1000 in 5 years of Vantage ownership. What am I doing wrong? Over 10 years NCD, now 50 years old, low risk area etc. etc.. Does it make any difference if you phone them rather than use the website? Did you have to be an AMOC member to get that premium too? If so, how much is that per year? Do they insist on the tracker being used?
I was with Locktons for quite a few years thinking as a member of AMOC I was getting a good quote. It was only when we went down to one Aston that it became clear that I was paying a lot! In fact someone I know in a London post code was paying similar to me despite me being down in Devon.Phoned them, they said the price was the price but to go back to them if I found a similar level of cover elsewhere. Tried Classicline and they were substantially cheaper so moved to them. Topping on the cake was that when I phoned Locktons to tell them I was leaving they offered to reduce to keep my business. Just told them they had had there chance and moved my cover.
I like Locktons; the service is good (on the phone)
But my sense is still that their pricing is a bit all over the shop. They seem to be more competitive the higher the risk/values involved and struggle when quoting for low risk areas
My quote is roughly 0.5% of the value of my cars. One well known alternative on here said they couldn’t get lower than 1.5% and had no idea how Locktons could quote so low
And personally I wouldn’t use any of the Admiral/Elephant group for any car that I care about. I got completely legged over by them when another driver ran into the back of me 3 years ago. Never again
But my sense is still that their pricing is a bit all over the shop. They seem to be more competitive the higher the risk/values involved and struggle when quoting for low risk areas
My quote is roughly 0.5% of the value of my cars. One well known alternative on here said they couldn’t get lower than 1.5% and had no idea how Locktons could quote so low
And personally I wouldn’t use any of the Admiral/Elephant group for any car that I care about. I got completely legged over by them when another driver ran into the back of me 3 years ago. Never again
RobDown said:
And personally I wouldn’t use any of the Admiral/Elephant group for any car that I care about. I got completely legged over by them when another driver ran into the back of me 3 years ago. Never again
Just to balance the scales I can't speak highly enough of Admiral.Third party pulled out of side road and T boned Lady S last October. Admiral could not have been more helpful. Replacement courtesy car delivered within 12 hours, our car collected on low loader and transported to our choice of repairer within 24 hours. All "paperwork" taken car of
We've now added the house on "Multicover" and all car prices have dropped by about £40.
LordBretSinclair said:
Just to balance the scales I can't speak highly enough of Admiral.
Third party pulled out of side road and T boned Lady S last October. Admiral could not have been more helpful. Replacement courtesy car delivered within 12 hours, our car collected on low loader and transported to our choice of repairer within 24 hours. All "paperwork" taken car of
We've now added the house on "Multicover" and all car prices have dropped by about £40.
Admiral were great when someone went into the back of me (in my Merc) and really pleased with their service. Everything went very smoothly. Then the renewal arrived!!!!! Increased substantially on previous year and after a long time of going around the houses with different excuses they eventually added that statistically I would be a more nervous driver after my crash and therefore likely to have another, so they had increased the premium. Moved to Aviva who matched the previous years premium. It’s all a game. Just keep an eye on what they are charging you - but know you will Third party pulled out of side road and T boned Lady S last October. Admiral could not have been more helpful. Replacement courtesy car delivered within 12 hours, our car collected on low loader and transported to our choice of repairer within 24 hours. All "paperwork" taken car of
We've now added the house on "Multicover" and all car prices have dropped by about £40.
I'm currently with Admiral on a multi-car, they're good but a couple of years we've had to switch because they've tried to screw us on renewals. I've head very good things about NFU, we use them for our house but not tried our cars yet, maybe the next time Admiral take the piss we'll give them a shot.
I've been with 'Mannings' in the past and when I was unfortunate enough to claim,,,,, they were faultless, excellent in fact.
I had to change as they wouldn't cover a FI TVR so went with 'Classicline' and used there free recovery service when the AA forgot about me leaving me at side of the road. Again no complaints and I'm still with them. Neither of the above instances were in an Aston, and I would recommend both companies.
I had to change as they wouldn't cover a FI TVR so went with 'Classicline' and used there free recovery service when the AA forgot about me leaving me at side of the road. Again no complaints and I'm still with them. Neither of the above instances were in an Aston, and I would recommend both companies.
Edited by macdeb on Wednesday 29th August 21:41
Edited by macdeb on Wednesday 29th August 21:42
I was very keen to get away from Admiral because of the negative comments I had picked up from various web sites. So when renewal time came around I investigated the usual web sites. Very disappointed with the response's received. A large number of Companies would not quote (Vantage V12S Roadster) and those that did were all starting at about £1000, (no accidents, no convictions and a pensioner). When the Admiral renewal came through it was under £500, so what could I do. Another year with Admiral. I googled all the insurance Companies that were at the lower price lines of those that quoted, and everyone had bad reports against them, "never use them again, worst insurance company ever etc". I am sure that all the negative comments were genuine, but what is happening to the motor insurance industry in general to cause all these problems with their clients.
Gassing Station | Aston Martin | Top of Page | What's New | My Stuff