Previous Occupant Still has his Vehicles Registered Here
Discussion
Hi All, after some advice here.
Purchased our current home over 18 months ago, previous owner never put a redirection in the post (or notified anyone that he has moved it seems). So for the first six months or so, we would get mountains of post for him, his girlfriend, his son, her son etc. We would put all these back in the post unopened, return to sender with a label on saying that the recipient was no longer at this address.
Anyway, hadn't received any post for him/them for a while, so have been in the habit of just opening post without really looking who it is addressed to. Opened yesterday's post to find a parking ticket for the previous occupant.
Parking ticket is from NCP - so a real one, not a parking eye etc. £100/£60 within 14 days etc for non-payment of parking fees. NCP has obtained the registered keeper details from DVLA (or whatever they are now called) and obviously the vehicle is still registered here.
Threats for non-payment etc are included, including the use of bailiffs in the future if not paid, well obviously it is not going to be paid as it is not mine and I do not have a forwarding address for him.
I have written to NCP via email (no phone numbers to call them on etc) to explain that the vehicle is not anything to do with the address and the registered keeper has not lived here for over 18 months and am awaiting a response.
I also phoned the DVLA today and told them what had happened, they asked me to write a letter - email not acceptable (welcome to the 21st Century!) so I have done so. I am aware that he had more than one vehicle here and multiple drivers (girlfriend, grown up sons etc), so have said in the letter that any cars registered here, not in my name and any drivers who do not have our surname are incorrect and need to be disassociated with this address.
So, I think I have covered things off as well as possible, but I don't want CCJ's etc and bailiffs turning up here (even in someone else's name). I have worked hard to have a good credit rating and I don't want this idiot damaging it by association with this address. I use Clearscore to keep an eye on things normally and have filled in the electoral role letters with only our names when they come through, registered correctly with the council for council tax etc.
What I am concerned about is that I found out about this ticket by accident, I am now wondering if there are other parking tickets, speeding fines, defaults etc in all the ones I sent back unopened that may be brewing up for the future. Is there anything else I can/should do?
Out of interest - what is the DVLA likely to do about this?
Purchased our current home over 18 months ago, previous owner never put a redirection in the post (or notified anyone that he has moved it seems). So for the first six months or so, we would get mountains of post for him, his girlfriend, his son, her son etc. We would put all these back in the post unopened, return to sender with a label on saying that the recipient was no longer at this address.
Anyway, hadn't received any post for him/them for a while, so have been in the habit of just opening post without really looking who it is addressed to. Opened yesterday's post to find a parking ticket for the previous occupant.
Parking ticket is from NCP - so a real one, not a parking eye etc. £100/£60 within 14 days etc for non-payment of parking fees. NCP has obtained the registered keeper details from DVLA (or whatever they are now called) and obviously the vehicle is still registered here.
Threats for non-payment etc are included, including the use of bailiffs in the future if not paid, well obviously it is not going to be paid as it is not mine and I do not have a forwarding address for him.
I have written to NCP via email (no phone numbers to call them on etc) to explain that the vehicle is not anything to do with the address and the registered keeper has not lived here for over 18 months and am awaiting a response.
I also phoned the DVLA today and told them what had happened, they asked me to write a letter - email not acceptable (welcome to the 21st Century!) so I have done so. I am aware that he had more than one vehicle here and multiple drivers (girlfriend, grown up sons etc), so have said in the letter that any cars registered here, not in my name and any drivers who do not have our surname are incorrect and need to be disassociated with this address.
So, I think I have covered things off as well as possible, but I don't want CCJ's etc and bailiffs turning up here (even in someone else's name). I have worked hard to have a good credit rating and I don't want this idiot damaging it by association with this address. I use Clearscore to keep an eye on things normally and have filled in the electoral role letters with only our names when they come through, registered correctly with the council for council tax etc.
What I am concerned about is that I found out about this ticket by accident, I am now wondering if there are other parking tickets, speeding fines, defaults etc in all the ones I sent back unopened that may be brewing up for the future. Is there anything else I can/should do?
Out of interest - what is the DVLA likely to do about this?
Edited by TriumphStag3.0V8 on Saturday 8th September 23:17
Alucidnation said:
You should be posting all mail back unopened with ‘Not known at this address’ written on it.
Strong entry for PH's annual "CBA to read the OP" award. Great work.OP, I think you've done all you can. Keep some print-outs of your comms by the front door and if/when baillfs come knocking, hand them out and wish them good luck.
It’s along, long time since CCJs were registered against a property, so no worries there. Bailiffs, if it gets that far, will do checks on owner occupier names first and even if they don’t have little power to enter and once you show them that the debtor doesn’t live there will go away. This will happen, despite the “woe is me” stories that occasionally crop up.
I’m also amazed at this new obsession with knowing your credit score and keeping an eye on it. What does it matter, all lenders have differing criteria. I’m sure this will be a misselling scandal a few years from now as people realise they’ve been buying modern day snake oil
I’m also amazed at this new obsession with knowing your credit score and keeping an eye on it. What does it matter, all lenders have differing criteria. I’m sure this will be a misselling scandal a few years from now as people realise they’ve been buying modern day snake oil
Jimmy Recard said:
How is NCP more "proper" than Parking Eye?
so far I think you're doing the right thing though. I don't think you'll have any problems, just tell them it's not you or your car if you are contacted again. Can you not contact the previous occupant?
Ah, I thought it was more like the police/council issuing penalty charge notifications - but just read it again and it does state "parking charge notification", so not an official one then - my mistake, but it doesn't change the issue of the previous owner not registering his vehicle(s) properly. so far I think you're doing the right thing though. I don't think you'll have any problems, just tell them it's not you or your car if you are contacted again. Can you not contact the previous occupant?
I believe these parking charge notification one can be taken to court nowadays?
Pica-Pica said:
If you purchased from them, surely your solicitor will have their solicitors name. Although it means a bit of work, can you not contact them through the solicitors? Just a phone call should do. If they decline or wish to charge you, you have done about as much as you can.
Thanks, been trying to track them down over something else (not massively important), but apparently they moved into rented after leaving here, then a few months later left that place and again, left no forwarding address. They used one of these "nationwide fixed fee solicitors" who have zero interest beyond their fee for the sale since he no longer lives at the last address they had.I'm sure a private eye could find him, or the police (especially if he gets caught by a
I am more concerned about bailiffs eventually turning up here and scaring my wife.
Gavia said:
It’s along, long time since CCJs were registered against a property, so no worries there. Bailiffs, if it gets that far, will do checks on owner occupier names first and even if they don’t have little power to enter and once you show them that the debtor doesn’t live there will go away. This will happen, despite the “woe is me” stories that occasionally crop up.
Thanks, that is reassuring to know.Gavia said:
I’m also amazed at this new obsession with knowing your credit score and keeping an eye on it. What does it matter, all lenders have differing criteria. I’m sure this will be a misselling scandal a few years from now as people realise they’ve been buying modern day snake oil
Well, it's free so not sure how it is mis-selling (I know some aren't), and interesting (to me, I'm sad) to keep an eye on things. Many years ago, when we tried to take out our first mortgage, there was a problem as my wife had a charge/mark (Whatever is the right terminology) against her name, so the lender refused our application, which turned out to be a mistake (wrong name) by the company that had put the charge against her - it was sorted out with a few phone calls but it took time, and slowed the mortgage application and hence purchase down. As a result, always good to keep an eye on things.
Just for you......
Get a copy of your registration as house owners. If you don’t have one from the solicitor that did your conveyancing, you can go to the Land Registry site, create an account and then get a copy for £3. (Official full copy is £7)
https://www.gov.uk/search-property-information-lan...
Keep that handy in case you get letters or bailiffs. That is a big in case. Don’t fret over it.
https://www.gov.uk/search-property-information-lan...
Keep that handy in case you get letters or bailiffs. That is a big in case. Don’t fret over it.
Edited by Pica-Pica on Saturday 8th September 22:13
Edited by Pica-Pica on Saturday 8th September 22:15
BertBert said:
Alucidnation said:
You should be posting all mail back unopened with ‘Not known at this address’ written on it.
says who? Apart from you that is. I can do whatever I like with the mail that turns up at my house.Bert
So no, you can’t do what you like with it.
OP we had post for two debtors at the last house I rented, one was my landlady who was refusing to pay a parking ticket and hadn’t changed the address on her V5 when they first issued it, the other was some dodgy bloke who’d never even lived there. Nobody ever turned up for the unpaid parking ticket but someone did turn up from a bailiffs firm for the other debt. I showed him my council tax bill, my ID and my rental contract and he left.
djc206 said:
BertBert said:
Alucidnation said:
You should be posting all mail back unopened with ‘Not known at this address’ written on it.
says who? Apart from you that is. I can do whatever I like with the mail that turns up at my house.Bert
So no, you can’t do what you like with it.
Boosted LS1 said:
djc206 said:
BertBert said:
Alucidnation said:
You should be posting all mail back unopened with ‘Not known at this address’ written on it.
says who? Apart from you that is. I can do whatever I like with the mail that turns up at my house.Bert
So no, you can’t do what you like with it.
Or does it make you feel wanted having mail belonging to someone else sent to you for you to open?
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