Loan purpose pro's and Con's

[matty g]

HI guys

I know you should be accurate when applying for loans. But we have money set aside for a car purchase but we've just heard form our builder that he is available earlier than expected so we could do with a loan or we are going to have to wait until next year to get him in (that was the original timescale)

So onto what we need it for.. Either buying a car or home improvements.

Anyone in finance know which one is more likely to help us get accepted (all things being equal)

Thanks
Matt

[bugmenot]

If you're talking an unsecured personal loan, then neither will make a difference to likelihood of acceptance.

[Simpo Two]

You can buy a car next year.