best tyre and wheel insurance policies

[Kersh2312]

hi just purchased a new aston and aston have offered a policy which will replace or repair 5 tyres and repair the alloys 12 times for £599 in a 3 year period is that a good deal
whats your thoughts
thanks
neil

[bogie]

Depends how careful you drive I guess......

I dont see the need to insure myself against blow outs or other tyre damage, thats real bad luck. I usually get a puncture or two every year. I drive 20-30k miles a year across a number of cars/bikes. Can only think of one occasion where ive lost a tyre to a bad puncture though.

I only pay a few hundred quid to insure a £50k car, i dont think that double that to insure for a wheel n tyres is particularly good value ...

[IanV12VSRs]

I have taken that a couple of times when buying new Aston’s and only made one claim to get a wheel refurbished when it picked up a stone chip - so out of pocket and then decided not to take on the last two and would not have needed to make a claim on either so far so guess I have made up the losses on the first two. Pays your money and makes your choice.

[V8V Pete]

In 5 years and about 30,000 miles of Aston ownership I've had 2 punctures (both in winter tyres interestingly) which cost a few quid each to repair and am just about to have my second wheel refurb at about £100 each. So I see no reason whatsoever to insure my wheels/tyres. Insurance companies make money. I generally only buy insurance when I'm obliged to or when I simply couldn't afford the potential consequences. Wheels/tyres fall into neither category.

[NealCS]

I took this policy with Stratstone Mayfair - the mobile outfit they sent after I scuffed my alloys on the Eurostar managed to damage my tyres - they replaced a couple but another one blew and they would only contribute to the cost. A few months later the coating they had sprayed began to peel - I gave up and had the whole
Lot properly powder coated. I should have claimed/sued/got a refund/ whatever but life’s too short. Suffice to say I will not take a similar policy in the future.

[Beechburn]

Think how many damaged tyres and wheels you've had in the last 3 years, tot up that cost and see then what makes sense. If you spend £599 on damaged tyres and wheels over 3 years then you either have very bad luck or need to go to Specsavers :-)

[vernierMike]

Like the Specsavers comment!

Not worth it IMHO. £100-£120 per wheel for top-quality full refurb if you kerb it. I have one tyre repaired at £30.