New insurance policy - Engineers report
Discussion
Afternoon, sorted my bike insurance following a laughable renewal quote. The new policy was only £220 so can’t complain (£680 TPO renewal quote!!!) but alongside the normal paperwork (licence check codes, NCB proof and mileage declaration) they’ve also asked for an engineers report written by a member of the Institute of Automotive Engineers (IAEA)
Never been asked this before but was told because the bike was previously Cat-N/D for a few fairing scuffs.
How do I go about doing this? Bike passed its MOT last weekend so is fine but I’m stumped?
Never been asked this before but was told because the bike was previously Cat-N/D for a few fairing scuffs.
How do I go about doing this? Bike passed its MOT last weekend so is fine but I’m stumped?
Indeed, the bike was purely cosmetic damage, not even fixed anything and have put up with the fairing scuffs (outs of London theives).
A little googling (mainly their acronym) shows there is no engineer within 10 miles of me (SE London so could be the other side) and the report costs c£100, not worth it on a £220 TPFT policy.
Think they’ll get a call and an ultimatum - arrange to arrange it themselves at their own cost, waive the requirement or refund all monies in full and I’ll take a policy elsewhere for an extra £5. For the latter with it being an arm of flux it may be difficult. Thankfully I was assured on the phone it wasn’t an issue and that they’d assist - it now looks to be a big issue at c50% of the total policy cost so mis-selling....
A little googling (mainly their acronym) shows there is no engineer within 10 miles of me (SE London so could be the other side) and the report costs c£100, not worth it on a £220 TPFT policy.
Think they’ll get a call and an ultimatum - arrange to arrange it themselves at their own cost, waive the requirement or refund all monies in full and I’ll take a policy elsewhere for an extra £5. For the latter with it being an arm of flux it may be difficult. Thankfully I was assured on the phone it wasn’t an issue and that they’d assist - it now looks to be a big issue at c50% of the total policy cost so mis-selling....
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