It’s not gone well
It’s not gone well
Author
Discussion

anonymous-user

Original Poster:

84 months

Sunday 20th January 2019
quotequote all
I’m sure the mods can move this to where they feel it should go, I wasn’t sure as it covers health, jobs and money to be fair, so here is my post. .........

So......
As some of you might be aware, I hung up the HGV keys at an early (ish) age this time last year, I was diagnosed with cancer, testicular cancer, and have been treated for it since.
Sadly, my little biological house guest has decided to put down some routes and is refusing to leave, my recent tests have revealed a spread.
Whilst it’s not the worst case, it’s not great and will take some fighting.
My appearances on here might be a little sporadic ( yes, I can hear the cry’s of disappointment) whilst I get to work on evicting my foe, not because I will be fighting to the death, more because I don’t think posting after a heavy round of treatment will end well for me. The lack of patience and sympathy will be strong in me!
My main reason for posting this is to offer some advice.......

I was lucky/boring/unlucky enough to plan for my health and future. I paid extra for cover with my various financial ties. I had cover via work too. Aside from my boring financial outlook, it’s fair to say that I have been helped by this planning when the [zb] has hit the fan, so all I wanted to say to all who are on here is.... take a good luck at yourselves financially.
I know we all moan or boast about wages etc but what happens if it stops?
I’m guessing a fare few in here are the “breadwinners” in the household and yes, you might be ok for a few weeks off but I would ask you all to take a good look at things.
Don’t take things for granted, my cancer is just [zb], utter [zb], but the little bit of security that I have money wise has helped more than I can say. My family are able to be with me, and the stress is way less than it could be .
I’m not suggesting you should take millions in life cover, but maybe just double check where you stand with things like your mortgage, car payments and work should the worse happen.

Sorry to depress you all on a Sunday night but it’s taken a few days to mull things over.
I look forward to being around for a while longer, and I hope some of you might just take my advice as it’s meant.

All the best..........

Edited by anonymous-user on Sunday 20th January 23:03

TriumphStag3.0V8

5,482 posts

111 months

Sunday 20th January 2019
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Good luck buddy. Hope you win the fight.

crofty1984

17,064 posts

234 months

Sunday 20th January 2019
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All the best mate.

Trev and Jules

61 posts

181 months

Sunday 20th January 2019
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Best Wishes

underwhelmist

2,050 posts

164 months

Sunday 20th January 2019
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Sorry to hear this. All the best, and thanks for the thoughtful post.

Dinoboy

2,600 posts

247 months

Sunday 20th January 2019
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All the best to you!

MYOB

5,126 posts

168 months

Sunday 20th January 2019
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What a crap situation. I'm sure having the financials sorted at least reduces the burden you're under.

Best wishes for your treatment.

FWIW

3,934 posts

127 months

Sunday 20th January 2019
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Wishing you all the best. beer

ericmcn

1,999 posts

127 months

Monday 21st January 2019
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thanks for the insightful post and best of luck with everything

Mr Tidy

31,534 posts

157 months

Monday 21st January 2019
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Really sorry to read your post OP.

My Dad had a major stroke at 61 and was never able to stand unaided after that - he died at 73.

I had a TIA at 47 which rather woke me up, as being unable to move your limbs (even temporarily) is frightening - but nearly 13 years on I seem to be OK for now.

Wishing you all the best. thumbup




dvs_dave

9,040 posts

255 months

Monday 21st January 2019
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This is what life insurance with and/or critical illness cover is for. Not having this is pretty foolhardy for obvious reasons. Although the welfare safety net is ultimately there to catch you.

PS....Godspeed OP

Edited by dvs_dave on Monday 21st January 03:04

Baldchap

9,627 posts

122 months

Monday 21st January 2019
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All the best OP. Sounds like a few good decisions that we all hope never to need have bee worthwhile.

Good post that should serve as a reminder to us all that whilst it's easy to strive and toil for the next fancy car or whatever, nobody on their death bed ever said they wish they'd worked harder...

rossub

5,968 posts

220 months

Monday 21st January 2019
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dvs_dave said:
This is what life insurance with and/or critical illness cover is for. Not having this is pretty foolhardy for obvious reasons. Although the welfare safety net is ultimately there to catch you.

PS....Godspeed OP

Edited by dvs_dave on Monday 21st January 03:04
That’s what I thought, but a chat with the insurance people made me realise that income protection insurance for ill health was what I needed. Amazing peace of mind apart from anything else.

Good advice OP and best of luck.

cobra kid

5,592 posts

270 months

Monday 21st January 2019
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fk cancer.....keep fighting the good fight.

ST_Nuts

1,487 posts

137 months

Monday 21st January 2019
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I must sort out our life insurance now we've a little one arriving..

OP - The very best of luck to you.

g3org3y

22,482 posts

221 months

Monday 21st January 2019
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Good advice OP.

Sorry to hear of the recent hiccup. Wishing you all the best in fighting this.

Robbo 27

4,296 posts

129 months

Monday 21st January 2019
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Very best of luck pal.

Insurance is very boring but nowhere near as dull as coping with life when things go wrong.


Roofless Toothless

7,576 posts

162 months

Monday 21st January 2019
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As another cancer sufferer, in my case in the mouth, I wish you all the best, and pass on this thought, which has provided me with a target to aim at:

"I hope you Iive long enough to die of something else."

thumbup

RC1807

13,681 posts

198 months

Monday 21st January 2019
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Keep fighting, Norfolk!
Best wishes.

GreatGranny

9,519 posts

256 months

Monday 21st January 2019
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Good luck and all the best.

Keep fighting!