Car credit hire - Help

[Brandonflowers123]

Edit to make it easier to read.

this was done by a poster on here.

You had a collision, and claimed for the damage to your car (plus maybe personal injury).
As soon as they agreed to pay, you then knew you would shortly be able to pay your mate back, if you were to borrow money.
You returned the credit hire car.
You borrowed the money and bought a cheap replacement car to get you mobile.
You recieved the cheque.
You paid your friend back.
The car broke down and was sold.

Third party has not made an offer to clear the car credit hire fees.

1. they first asked to see VC5 of the vehicle I brought. I gave them an insurance certificate of my new car.
2. They asked how I paid for it - I explained how I had paid for it.
3. They then asked why I didn't borrow money earlier and they couldn't see proof I cashed there cheque in. I now have provided explanations to this

Edited by Brandonflowers123 on Thursday 14th February 16:46

[Monkeylegend]

Why do you need proof of purchase?

[Brandonflowers123]

Monkeylegend said:

Why do you need proof of purchase?

I don't know exactly. I just assume they are looking for ways to not pay the credit hire

But the third party checked my bank statements and found nothing to prove I brought the car. Which I brought from a private person not a dealer. So there wouldn't be any transaction. Just gave him the cash.

I provided an explanation to my solicitor, and showed them some print screens of the money in which my friend loaned me.

[Brandonflowers123]

edd344 said:

Need some more background

what information would you like please?

[Lazermilk]

Where did you bring it from?

[anonymous-user]

Surely as long as the details on the V5 and insurance certificate tally and you can prove your address that’s all you need ?

[Monkeylegend]

Brandonflowers123 said:

Monkeylegend said:

Why do you need proof of purchase?

I don't know exactly. I just assume they are looking for ways to not pay the credit hire

But the third party checked my bank statements and found nothing to prove I brought the car. Which I brought from a private person not a dealer. So there wouldn't be any transaction. Just gave him the cash.

I provided an explanation to my solicitor, and showed them some print screens of the money in which my friend loaned me.

So they have paid for the insured car to be repaired, written off but are refusing to pay the credit hire charges?

[Triumph Man]

I sympathise, slightly, BUT FFS IT'S BOUGHT NOT BROUGHT!!

[Brandonflowers123]

Monkeylegend said:

Brandonflowers123 said:

Monkeylegend said:

Why do you need proof of purchase?

I don't know exactly. I just assume they are looking for ways to not pay the credit hire

But the third party checked my bank statements and found nothing to prove I brought the car. Which I brought from a private person not a dealer. So there wouldn't be any transaction. Just gave him the cash.

I provided an explanation to my solicitor, and showed them some print screens of the money in which my friend loaned me.

So they have paid for the insured car to be repaired, written off but are refusing to pay the credit hire charges?

They have paid for my car to be written off, personal injury and solicitor fees.

But they have not paid the credit hire. They have not refused to pay as of yet, but they seem to keep wanting more information

[steveo3002]

does your v5 not say something like mr xx aquired the car on 1/1/2016

[Brandonflowers123]

Brooking10 said:

Surely as long as the details on the V5 and insurance certificate tally and you can prove your address that’s all you need ?

I only have the insurance certificate.

I have lost the VC5.

as I got rid of the car a few years ago, is there anyway to get another VC5 or some sort of document from the DVLA?

[Brandonflowers123]

steveo3002 said:

does your v5 not say something like mr xx aquired the car on 1/1/2016

I have lost the VC5. I only have the insurance certificate

[Brandonflowers123]

Lazermilk said:

Where did you bring it from?

Auto trader, and a private seller

[Monkeylegend]

Brandonflowers123 said:

Monkeylegend said:

Brandonflowers123 said:

Monkeylegend said:

Why do you need proof of purchase?

I don't know exactly. I just assume they are looking for ways to not pay the credit hire

But the third party checked my bank statements and found nothing to prove I brought the car. Which I brought from a private person not a dealer. So there wouldn't be any transaction. Just gave him the cash.

I provided an explanation to my solicitor, and showed them some print screens of the money in which my friend loaned me.

So they have paid for the insured car to be repaired, written off but are refusing to pay the credit hire charges?

They have paid for my car to be written off, personal injury and solicitor fees.

But they have not paid the credit hire. They have not refused to pay as of yet, but they seem to keep wanting more information

Have they made these payments to you?

This is like getting blood out of a stone

[DuncB7]

Brandonflowers123 said:

I have lost the VC5. I only have the insurance certificate

Apply for a replacement V5?

[Brandonflowers123]

Monkeylegend said:

Brandonflowers123 said:

Monkeylegend said:

Brandonflowers123 said:

Monkeylegend said:

Why do you need proof of purchase?

I don't know exactly. I just assume they are looking for ways to not pay the credit hire

But the third party checked my bank statements and found nothing to prove I brought the car. Which I brought from a private person not a dealer. So there wouldn't be any transaction. Just gave him the cash.

I provided an explanation to my solicitor, and showed them some print screens of the money in which my friend loaned me.

So they have paid for the insured car to be repaired, written off but are refusing to pay the credit hire charges?

They have paid for my car to be written off, personal injury and solicitor fees.

But they have not paid the credit hire. They have not refused to pay as of yet, but they seem to keep wanting more information

Have they made these payments to you?

This is like getting blood out of a stone

yes they have paid for the car and personal injury claim. I have the money. Well I did but have now spent it

I thought the case was over but the other day my solicitor sent an email about this, and proof of purchase.

[Bill]

Brandonflowers123 said:

as I got rid of the car a few years ago, is there anyway to get another VC5 or some sort of document from the DVLA?

[anonymous-user]

Just apply for a new V5 or contact the DVLA and ask for proof that you acquired on date x and disposed on date y

[Joe5y]

Is everyone as lost as me?

[edd344]

Joe5y said:

Is everyone as lost as me?