49years and 363days old / 50 years and 1 day

[anonymous-user]

Hi everyone, just been thinking 50years old is a milestone in life and always see references in the media for life plans etc for the over 50's, medical insurance for the over 50's etc etc. . . . my question is to take advantage financially of this event. . . what can you put in place by means of opening an account or joining something at 49 BEFORE your 50th birthday which would be excluded thereafter and also what can you open/join the day after your birthday which is not on offer until you reach 50? Thanks in advance and look forward to the thread

[Sarnie]

Saga holidays??

[anonymous-user]

Great idea, but what can be done before ya 50th birthday?

[anonymous-user]

Just wait until all the saga junk mail starts to arrive,

Also don't forget to buy that funeral insurance they advertise constantly on daytime tv

[mikeiow]

mgsontour said:

Great idea, but what can be done before ya 50th birthday?

No idea....probably lots on here like me who are over 50 & never even thought about that!!

[anonymous-user]

Exactly my point and if you experienced guys have a think in the memory tanks of things you wish you had done then us guys approaching can use your experiences and knowledge. . . I thought the tread was well worth starting to see what everyone has to offer the PH community

[Frankthered]

keirik said:

Just wait until all the saga junk mail starts to arrive,

Also don't forget to buy that funeral insurance they advertise constantly on daytime tv

You can get a better deal on the over 50's funeral insurance if you sign up before you're 50. I got a couple of letters through when 49 and 10 months (or so) giving me the details. Meh!

[anonymous-user]

mgsontour said:

Great idea, but what can be done before ya 50th birthday?

Early retirement.

[mikeiow]

mgsontour said:

Exactly my point and if you experienced guys have a think in the memory tanks of things you wish you had done then us guys approaching can use your experiences and knowledge. . . I thought the tread was well worth starting to see what everyone has to offer the PH community

Fair comment!
I guess IF I had owned spare cash, I'd have put more into ISAs over the years just to give more tax-free cash that could be 'lived on' for any early retirement plans...but that isn't a specific age-related thing.

[anonymous-user]

Thanks for all your ideas

[DSLiverpool]

55 is the new 50 as you can raid your pension somewhat! amongst other stuff I have new ridge tiles and a whole new heating system to show for it.