Anyone know how insurance value new(ish) bikes

[milkround]

I woke up today to find me 1 month to the day old Honda PCX gone. I am totally gutted. And have spent most of the day going around the local area trying to find it. The only evidence was a bit of the ignition barrel and a bit of plastic wrap which was used to help the wires together.

I am not sure I'll get another bike. I'd imagine the insurance would be silly now. I'm going to be down a minimum of £600 (£200 for policy, £300 excess, and my gloves and lock etc which were in the bike). And I wondered how much more 1 months ownership is likely to cost me.

So I wondered if anyone had been in a similar position? And how much percentage wise the insurers knocked off the list price. If I could get it back I'd be very very happy - but I'm not thinking that is likely.

I paid £2600 for the bike. But I don't know a lot about these things. Cheers to anyone who can offer a bit of advice.