PCP Inc DA v DA+06 bike v ?

[PIGINAWIG]

I’d go for the PCP - you can either hand the bike back at end of term or re finance the balloon payment or pay off in one go or part ex for another new bike. The balloon payment is guaranteed future value as long as you service the bike within specs and look after it. It will probably be worth about £500 more anyway. No brainier.

[Baldchap]

There's a decent chance *something* bad will happen to your first bike. From a simple static drop to a full on shiny side down slide. For that reason alone, I'd go cheaper on the first bike and save the new bike until the silly mistakes are all out of the way.

Plus, the DA offer basically means you're paying interest on the cost of the DA. Nothing is free in life.