Own Car travel between work places
Discussion
Does your car insurance policy cover you for business use? We have pool cars at work and a pretty tight company insurance cover. As much as I hate to use a diesel Golf, I'd not be using my own car. Maintenance, fuel, wear and tear, etc. It could even be the difference between going over your allowed mileage depending on how you financed the car (if you did) and not.
It's normally more on your private car insurance to cover you for anything outside of the usual domestic, social, pleasure and commute to and from a place of work. If you're moving between sites during the course of your job you may not be covered. There's grounds to ask for compensation to cover these costs though I doubt they are legally obliged to.
It's normally more on your private car insurance to cover you for anything outside of the usual domestic, social, pleasure and commute to and from a place of work. If you're moving between sites during the course of your job you may not be covered. There's grounds to ask for compensation to cover these costs though I doubt they are legally obliged to.
My contract says I am based at my current office.
We have to prove we have suitable insurance cover before they allow us to use our cars for travel on business.
I am alone in the office as it is a satellite to our main area office 60 miles away (about 100 from home). The other offices I will be going to are unmanned.
The pool cars are at the area office.
We have to prove we have suitable insurance cover before they allow us to use our cars for travel on business.
I am alone in the office as it is a satellite to our main area office 60 miles away (about 100 from home). The other offices I will be going to are unmanned.
The pool cars are at the area office.
magpies said:
My contract says I am based at my current office.
Does the wording state that the office you are based at is your "Permanent Place of Work"? This can be different to where you are based. If where you work is anywhere other than your "Permanent Place of Work" you are either entitled to be paid for the time it takes to get there from your home or the time to be taken as part of your contracted hours per week.
It's highly unusual for a company not to reimburse for milage. How would the company deal with a situation where you were without a car and a mate dropped you off to work each morning? Does your contract state the requirement that you own a car and that you may be required to use this for work?
As Countdown mentioned, there is no law to oblige the company to reimburse you but is pretty dim of them not to, IMO. The money you would get is not taxed and the money the company pays is a deductible business expense.
StevieBee said:
Does the wording state that the office you are based at is your "Permanent Place of Work"? This can be different to where you are based.
If where you work is anywhere other than your "Permanent Place of Work" you are either entitled to be paid for the time it takes to get there from your home or the time to be taken as part of your contracted hours per week.
It's highly unusual for a company not to reimburse for milage. How would the company deal with a situation where you were without a car and a mate dropped you off to work each morning? Does your contract state the requirement that you own a car and that you may be required to use this for work?
As Countdown mentioned, there is no law to oblige the company to reimburse you but is pretty dim of them not to, IMO. The money you would get is not taxed and the money the company pays is a deductible business expense.
Good questions - I'll have to check. If where you work is anywhere other than your "Permanent Place of Work" you are either entitled to be paid for the time it takes to get there from your home or the time to be taken as part of your contracted hours per week.
It's highly unusual for a company not to reimburse for milage. How would the company deal with a situation where you were without a car and a mate dropped you off to work each morning? Does your contract state the requirement that you own a car and that you may be required to use this for work?
As Countdown mentioned, there is no law to oblige the company to reimburse you but is pretty dim of them not to, IMO. The money you would get is not taxed and the money the company pays is a deductible business expense.
They have paid my mileage up to now (7 years) but have become pennypinching lately, to the extent that 2 years ago I was relocated from an area office (30 miles from home) to where I am now - as I reduced my hours from full to 1/2 time and they kindly allowed me to continue working for them - but as the new location has no mobile reception they took my works phone off me. They do not have my private mobile number.
Unfortunately, its possible to have two permanent places of work .. and i suspect that this is what your HR department have caught on to .. ( Or HMRC have reminded them ... )
So if ALL you do is 3 days in London and 2 days in Birmingham and have been doing so for a number of years then both are permanent places of work.
HMRC guidance notes 490 .. i think is the one ... unless one of our accountants wants to correct me :-)
( They could still pay you .. but it would be taxable .)
So if ALL you do is 3 days in London and 2 days in Birmingham and have been doing so for a number of years then both are permanent places of work.
HMRC guidance notes 490 .. i think is the one ... unless one of our accountants wants to correct me :-)
( They could still pay you .. but it would be taxable .)
Edited by Chozza on Tuesday 30th July 19:38
magpies said:
They have paid my mileage up to now (7 years) but have become pennypinching lately, to the extent that 2 years ago I was relocated from an area office (30 miles from home) to where I am now - as I reduced my hours from full to 1/2 time and they kindly allowed me to continue working for them - but as the new location has no mobile reception they took my works phone off me. They do not have my private mobile number.
I'll be honest, that all sounds to me like a company in a spot of bother. None of this would happen with a decent and/or healthy business.You might find it a worthwhile exercise to starting bringing your CV up to date.
StevieBee said:
magpies said:
They have paid my mileage up to now (7 years) but have become pennypinching lately, to the extent that 2 years ago I was relocated from an area office (30 miles from home) to where I am now - as I reduced my hours from full to 1/2 time and they kindly allowed me to continue working for them - but as the new location has no mobile reception they took my works phone off me. They do not have my private mobile number.
I'll be honest, that all sounds to me like a company in a spot of bother. None of this would happen with a decent and/or healthy business.You might find it a worthwhile exercise to starting bringing your CV up to date.
Countdown said:
It could be. Alternatively it might just be a really petty manager who resents the OP getting £31.50 every time he drives between offices.
could be but on average I visit the other office less than once a week.I'm well over 65 and will probably retire next year anyway, so I'll try and pursue the 'I'll leave if you give me a redundancy package'
magpies said:
could be but on average I visit the other office less than once a week.
I'm well over 65 and will probably retire next year anyway, so I'll try and pursue the 'I'll leave if you give me a redundancy package'
Depends how arsey you want to be. A “my insurance no longer covers me for business use, where should I hire a suitable car from?” might see a change in attitude. I'm well over 65 and will probably retire next year anyway, so I'll try and pursue the 'I'll leave if you give me a redundancy package'
magpies said:
could be but on average I visit the other office less than once a week.
I'm well over 65 and will probably retire next year anyway, so I'll try and pursue the 'I'll leave if you give me a redundancy package'
That old chestnut.I'm well over 65 and will probably retire next year anyway, so I'll try and pursue the 'I'll leave if you give me a redundancy package'
Would love to know how often it works. Last two that tried it with us have retired.
Mr E said:
Depends how arsey you want to be. A “my insurance no longer covers me for business use, where should I hire a suitable car from?” might see a change in attitude.
I worked at a place which had poor mileage, so people asked that. They were given the company enterprise account details. Hire alone cost more than paying proper mileage would have, but logic like that doesn't seem to apply. Gassing Station | Jobs & Employment Matters | Top of Page | What's New | My Stuff