Care home costs
Discussion
If someone with dementia is being violent and needs full time care, can their spouse (retired, government pension) be required to pay £1k/pw where the only means to meet this is to sell their fairly un-palatal jointly owned home to meet such cost?
And if not, yet this is what they're being told, where and who would one appeal to?
And if not, yet this is what they're being told, where and who would one appeal to?
https://www.nhs.uk/conditions/dementia/care-homes/
https://www.dementiauk.org/advice-on-moving-into-a...
https://www.ageuk.org.uk/information-advice/care/p...
Sorry to hear that. Friends have lost parents but both were single so not up on person affected where partner is in house.
Presume they have had a needs assessment, social services are under the persons affected local authority / council, there should be info on advice on appeals process etc. I thought if savings / assets more than £25k they can charge full cost but not aware they could make a partner homeless doing it - see above websites / go to Citizens Advice for expert advice support.
https://www.dementiauk.org/advice-on-moving-into-a...
https://www.ageuk.org.uk/information-advice/care/p...
Sorry to hear that. Friends have lost parents but both were single so not up on person affected where partner is in house.
Presume they have had a needs assessment, social services are under the persons affected local authority / council, there should be info on advice on appeals process etc. I thought if savings / assets more than £25k they can charge full cost but not aware they could make a partner homeless doing it - see above websites / go to Citizens Advice for expert advice support.
Edited by Wonderman on Thursday 1st August 08:04
I can give you my experience from this year. My mother had to go into a home in January. She had a really bad fall so was in hospital for a while and our concerns that she has dementia were confirmed. They did a financial assessment on her only. My father was still alive at this point and had a lot of funds (over £23k which was the cut off point at the time.) They didn't take the family home or his finances into consideration. As a result, we had to pay just over £50 a week for her care with the rest funded from the state.
My father passed away in February and as a result, my mother inherited the estate. They did another financial assessment on my mother at this point and now we have to pay over £600 a week. (We have a £12k backdated bill to pay from the date my father died.)
She gets a pension and part of my fathers pension but there is still a huge short fall income vs outgoings. Her money is depleting monthly so we will have to sell her house soon to top up the fund. I don't think they can do that if the home owner is still living there but my situation is slightly different so I would talk to CAB or HMRC to clarify.
My father passed away in February and as a result, my mother inherited the estate. They did another financial assessment on my mother at this point and now we have to pay over £600 a week. (We have a £12k backdated bill to pay from the date my father died.)
She gets a pension and part of my fathers pension but there is still a huge short fall income vs outgoings. Her money is depleting monthly so we will have to sell her house soon to top up the fund. I don't think they can do that if the home owner is still living there but my situation is slightly different so I would talk to CAB or HMRC to clarify.
Thanks for the advice.
I believe the local social services are refuting that he needs care. Unfortunately his wife is proud and will burden herself rather than fight the local authorities,call the police when he's violent (to make a history to show) etc
Unfortunately she too can play the martyr and dealing with it at arms length I dunno what to do or say really.
I believe the local social services are refuting that he needs care. Unfortunately his wife is proud and will burden herself rather than fight the local authorities,call the police when he's violent (to make a history to show) etc
Unfortunately she too can play the martyr and dealing with it at arms length I dunno what to do or say really.
Teddy Lop said:
Thanks for the advice.
I believe the local social services are refuting that he needs care. Unfortunately his wife is proud and will burden herself rather than fight the local authorities,call the police when he's violent (to make a history to show) etc
Unfortunately she too can play the martyr and dealing with it at arms length I dunno what to do or say really.
If she's proud but wants to do the best for her other half worth her reading the stuff on care homes, certainly improved the quality of life my friends mum (and my friends quality of life too)I believe the local social services are refuting that he needs care. Unfortunately his wife is proud and will burden herself rather than fight the local authorities,call the police when he's violent (to make a history to show) etc
Unfortunately she too can play the martyr and dealing with it at arms length I dunno what to do or say really.
Might be worth trying Continuing Health Care (CHC) if saying doesn't need to go into a home (this is more commonly under Health rather than Social Services) some info here might be worth looking at:
https://www.mind.org.uk/information-support/legal-...
Remember that assessments are a snapshot so can be revisited/ escalated etc etc and do kick up a fuss if feel appropriate no one should have to be a martyr.
Even if you are not the partner of the sufferer, Dementia UK/ Age UK advise lines are there for you too, as it's quite common that you need to help the helper-plus used to the scenario you describe and options on how to broach the subject.
I would be getting specialist advice on this, it is a minefield and the council, etc will use every trick in the book to get at the money.
We are in the middle of this situation and some of the requests and advice given have some serious downsides so get advice before acting.
For example in a situation where there is a property there are to my knowledge 2 options.
1. Sell it and fund care directly, downside is you will be paying full market rate for care.
2. Let the council put a charge on the property, upside is the council pay for care at their discounted rate until the property can be sold, downside is interest is payable.
This is one example so be careful.
We are in the middle of this situation and some of the requests and advice given have some serious downsides so get advice before acting.
For example in a situation where there is a property there are to my knowledge 2 options.
1. Sell it and fund care directly, downside is you will be paying full market rate for care.
2. Let the council put a charge on the property, upside is the council pay for care at their discounted rate until the property can be sold, downside is interest is payable.
This is one example so be careful.
Gassing Station | Health Matters | Top of Page | What's New | My Stuff