America or Japan
Discussion
Sons JISA, little amounts in funds in India, China, Global, UK, (and damn Woodford)
Have a few hundred to invest, USA is on a high, might continue might be at its peak. Japan seems to trundle on.
Like to spread it around so going a little more in Global might seem the obvious but wondering about the above
Have a few hundred to invest, USA is on a high, might continue might be at its peak. Japan seems to trundle on.
Like to spread it around so going a little more in Global might seem the obvious but wondering about the above
I've been mulling over the very same question myself today. Have some Vanguard global index funds, but was thinking I would like to put a bit more weighting towards Japan, precisely because the U.S. has already had such a good recent run, and have seen a number of headlines in recent months that Japan looks like good value in comparison. I'm not talking massive sums, just a bit of a punt with some spare cash to see how it does compared to the other indexes. Also Vanguards ongoing charge has just been reduced to 0.16% for the Japanese Index fund.
Not 100% sure what you mean by that, but presumably your saying don't just pick a fund because it's the cheapest ?
But in my case i'm not interested in an active fund, and i'm certainly not going to get involved in individual stock picking, so that leaves me with a passive index fund, and the Index is the index. If you know your fund will perform almost exactly as your chosen index, then the only other factor that can affect your return is the cost of the fund.
But in my case i'm not interested in an active fund, and i'm certainly not going to get involved in individual stock picking, so that leaves me with a passive index fund, and the Index is the index. If you know your fund will perform almost exactly as your chosen index, then the only other factor that can affect your return is the cost of the fund.
Edited by BlackG7R on Saturday 9th November 00:03
BlackG7R said:
Not 100% sure what you mean by that, but presumably your saying don't just pick a fund because it's the cheapest ?
But in my case i'm not interested in an active fund, and i'm certainly not going to get involved in individual stock picking, so that leaves me with a passive index fund, and the Index is the index. If you know your fund will perform almost exactly as your chosen index, then the only other factor that can affect your return is the cost of the fund.
I think he means do not pick the Japan fund just because it is cheaper than the US fund for charges. But in my case i'm not interested in an active fund, and i'm certainly not going to get involved in individual stock picking, so that leaves me with a passive index fund, and the Index is the index. If you know your fund will perform almost exactly as your chosen index, then the only other factor that can affect your return is the cost of the fund.
Edited by BlackG7R on Saturday 9th November 00:03
Could you not drip feed money into your son’s ISA on a monthly basis to smooth out the highs and lows? Your Global fund may already be invested in both Japan and USA in any event.
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