Under 18 driver on lease or PCP?
Under 18 driver on lease or PCP?
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Discussion

jbc1972

Original Poster:

93 posts

193 months

Sunday 17th November 2019
quotequote all
My daughter (17) has passed her test and I am considering going for a cheap lease to upgrade her current car as her first (current) car probably isn't as winter proofed as I would like.

I know that there are some restrictions around leasing when aged under 18 but does this also apply to driving a leased car or one on PCP?

She won't be 18 until May.

Thank you


Butter Face

34,684 posts

189 months

Sunday 17th November 2019
quotequote all
She won’t be able to get the finance so you would have to, but if you insure her on it she can drive it.

Driver101

14,451 posts

150 months

Sunday 17th November 2019
quotequote all
Butter Face said:
She won’t be able to get the finance so you would have to, but if you insure her on it she can drive it.
Wouldn't the person leasing it/PCP It have to be the main insured driver?

Then pretending she is just a named driver and not the main driver opens up insurance issues too.

I wouldn't be getting a 17 year old pulled into long term debt for a car.

There is also a strong chance she's going to have bumps and scrapes. Getting a new car might result in a fair amount of expensive repairs to keep the car up to standard for finance or lease.

DoubleD

22,154 posts

137 months

Sunday 17th November 2019
quotequote all
How is a 17 year old going to afford to lease a brand new car?

TwigtheWonderkid

48,957 posts

179 months

Sunday 17th November 2019
quotequote all
Driver101 said:
Butter Face said:
She won’t be able to get the finance so you would have to, but if you insure her on it she can drive it.
Wouldn't the person leasing it/PCP It have to be the main insured driver?

No, providing the insurance company and leasing/PCP company were told and were happy with the situation.

Mo28

907 posts

129 months

Sunday 17th November 2019
quotequote all
A lot of young drivers are on the just add fuel deals that Peugeot offer, don't know if there is a age restriction that applies to it though

aka_kerrly

12,505 posts

239 months

Sunday 17th November 2019
quotequote all
jbc1972 said:
her current car as her first (current) car probably isn't as winter proofed as I would like.
What the hell does that mean? How is her current car unable to handle a bit of cold wet weather??


iphonedyou

10,406 posts

186 months

Sunday 17th November 2019
quotequote all
DoubleD said:
How is a 17 year old going to afford to lease a brand new car?
Hundreds of ways. OP didn't even say she would be making the payments herself, not that it's relevant.

jbc1972

Original Poster:

93 posts

193 months

Sunday 17th November 2019
quotequote all
I would be making the payments, I already lease another car so would just lease another if my daughter is allowed to drive that.

Winter wise - LED headlights for me are at least one basic must have for young drivers.

An older car to learn in is OK but once its an every day car I consider that safety does become more of a factor.

WonkeyDonkey

2,579 posts

132 months

Sunday 17th November 2019
quotequote all
Isnt winter proofed?

What 17 year old has a Morgan or caterham as their first car?

WonkeyDonkey

2,579 posts

132 months

Sunday 17th November 2019
quotequote all
jbc1972 said:
Winter wise - LED headlights for me are at least one basic must have for young drivers.

An older car to learn in is OK but once its an every day car I consider that safety does become more of a factor.
What a crock of st.

Why not just fit massive mirrors in the car so if it ever does snow you can both see massive snowflakes?

aka_kerrly

12,505 posts

239 months

Sunday 17th November 2019
quotequote all
Oh my, is she a really cautious driver who is scared of the dark?

Twig62

763 posts

125 months

Sunday 17th November 2019
quotequote all

Winter wise - LED headlights for me are at least one basic must have for young drivers.


However did we all survive as new young drivers without LED headlamps !

anonymous-user

83 months

Sunday 17th November 2019
quotequote all
Why not just fit uprated halogen bulbs to the current car, 4 decent all weather tyres, remind her to drive to the conditions and see how she gets on?

I get that you want her to be safe but a slightly older cat, with fewer driver aids and things will teach her more about winter driving than LED lights. She will be fine, give her a chance to prove it

HTP99

25,125 posts

169 months

Sunday 17th November 2019
quotequote all
aka_kerrly said:
jbc1972 said:
her current car as her first (current) car probably isn't as winter proofed as I would like.
What the hell does that mean? How is her current car unable to handle a bit of cold wet weather??
That's what I was wondering and then I had a thought that maybe I'm a bad parent as I "let" my 20yo daughter drive to Nottingham and back (we are Surrey), this weekend in her 2003, £300 Micra!

Just in case anyone is concerned, she's back, safe and sound..... she survived!

Auto810graphy

1,611 posts

121 months

Sunday 17th November 2019
quotequote all
Lots of clients ask us for a cheap lease car for when their kids when they pass their test. We tend to steer them into buying a 6 month old Aygo, Polo, Fiesta 1.0 etc as correctly pointed out earlier, younger drivers tend to pick up a few marks and it is easier if you have part ownership and can repair what you want.

We also buy a few back after a year when they go to university or travelling.

TwigtheWonderkid

48,957 posts

179 months

Monday 18th November 2019
quotequote all
Twig62 said:
However did we all survive as new young drivers without LED headlamps !
As a matter of pendency, not everyone did survive. But only the survivors get to relate their experiences.

DoubleD

22,154 posts

137 months

Monday 18th November 2019
quotequote all
TwigtheWonderkid said:
Twig62 said:
However did we all survive as new young drivers without LED headlamps !
As a matter of pendency, not everyone did survive. But only the survivors get to relate their experiences.
But did a lack of LED headlights cause their deaths?

blue_haddock

5,013 posts

96 months

Monday 18th November 2019
quotequote all
Surely you knew the car you purchased didnt have LED headlights before you bought it?

And well like others have said i can think of many other things the car should have over LED headlights.

TwigtheWonderkid

48,957 posts

179 months

Monday 18th November 2019
quotequote all
DoubleD said:
TwigtheWonderkid said:
Twig62 said:
However did we all survive as new young drivers without LED headlamps !
As a matter of pendency, not everyone did survive. But only the survivors get to relate their experiences.
But did a lack of LED headlights cause their deaths?
I would imagine that over the decades, many people have died in fatal accidents as a result of not being seen. And no doubt LED lights would have made a difference in some of those cases.