Getting points for a cash car purchase

[matt21]

I’m about to buy a car for cash (from mAin dealer). Can I pay on credit car so I can get points, as it’s a large sum? If so any recommendations?

[valiant]

Check with the dealer as many don’t like taking them for car purchases due to fees they incur

[unident]

Highly unlikely they’ll let you put the whole thing on a credit card due to the fees they’ll incur.

You should always pay a small amount on a credit card though as it will give you a lot of legal rights for the whole purchase, even if you only pay for a small amount of the whole car via a credit card. I think the minimum is £100, bit could be a bit higher now. The total purchase needs to be less than £30000 though for full protection.

[bristolbaron]

Going back ten years, but we used to take £500 deposit on a credit card, anything over that was +2%.

[mikeiow]

Or go electric....
Hyundai Kona was all bought online....3 payments, all on credit card!

[Whistle]

I used my Nationwide credit card to pay my wife’s car £14995.00

[Gareth79]

unident said:

You should always pay a small amount on a credit card though as it will give you a lot of legal rights for the whole purchase, even if you only pay for a small amount of the whole car via a credit card. I think the minimum is £100, bit could be a bit higher now. The total purchase needs to be less than £30000 though for full protection.

There's no mimimum card transaction value to trigger the protection - if the total purchase is over the £100 then a £1 card payment will count.

bristolbaron said:

Going back ten years, but we used to take £500 deposit on a credit card, anything over that was +2%.

Fees can't be charged these days, but presumably a retailer could just say "no card payments over £500"

[foiled]

You could get a Curve Card, which acts as an intermediate debit card, which in turn is funded by your underlying credit card.

However, daily limit is £3750 and you lose the consumer protection of the credit card.