22yr old going on 23 wanting a nippy quick car low budget - Page 1 - Car Buying

MISTADOBALINA

Original Poster

53 posts

80 months

[report]

[news]

Monday 27th January 2020

Alright lads ,

Just some advice please , just after some suggestions on a quick small cars for a low budget around £3-4K

Needs ( social , commuting )

Was thinking about financing a fiesta st 2 but I don’t know if that’s worth it ?

Thanks in advance

Edited by MISTADOBALINA on Monday 27th January 17:18

Alex_225

7,714 posts

230 months

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[news]

Monday 27th January 2020

Depends on your insurance costs I guess as for young drivers the prices are utterly mental.

Worth considering a Twingo RS as you'd pick up a good one for £3k. Not as much power as the Fiesta but for being excellent fun and cheap to own, they're worth a thought. Old school kind of hot hatch.

keo

2,949 posts

199 months

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Monday 27th January 2020

I had a Clio Trophy when I was that age. Loved it. You could get a clio 182 but they are a bit long in the tooth now I suppose.

I would be very tempted to save for the ST I have heard a lot of good things about them and fancy one myself.

MISTADOBALINA

Original Poster

53 posts

80 months

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[news]

Monday 27th January 2020

Thanks pal ,

I’m currently driving a fiesta zetec s .. mk5 I think ... which is around 100bhp the annual insurance is about £700 u reckon the twingo is similar on speed ?

MISTADOBALINA

Original Poster

53 posts

80 months

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[news]

Monday 27th January 2020

Fair Keo Iv looked at them Clio’s today especially the 200 ... obviously this is my opinion but I don’t really like the look of them

Thanks for the suggestion tho

Deerfoot

5,238 posts

213 months

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Monday 27th January 2020

Suzuki Swift Sport is worth a look.

ZX10R NIN

30,521 posts

154 months

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Monday 27th January 2020

kieranblenk

865 posts

163 months

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Monday 27th January 2020

Skoda Fabia Monte Carlo should be in budget, the TSI engine is nippy and insurance is cheaper than equivalent Fords in my experience. Only 110bhp but torquey enough and the cabin is spacious enough for your mates.

carinaman

25,108 posts

201 months

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Tuesday 28th January 2020

Seems the Volvo C30 may be cheaper to insure:

https://www.pistonheads.com/gassing/topic.asp?t=16...

It's a Focus underneath and I think the 1.8 petrol is a Mazda unit.

aka_kerrly

12,505 posts

239 months

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Tuesday 28th January 2020

Is insurance really that obscene for a 22/23 year old that you consider 1.2 Tsi skoda?

I'm only in my 30s and at 22 me and my mates were all in Golf Gtis, Focus St, Alfa 147 Gta, sierra sapphire cosworths, Rs Turbos the type of cars in the very top few insurance groups.

MISTADOBALINA

Original Poster

53 posts

80 months

[report]

[news]

Tuesday 28th January 2020

I think times have changed mate, insurance companies are taking the piss nowadays!

when i first got my first car which is the one im driving Fiesta Zetec s they charged me £2100 for insurance! ( including a black box )- the insurer was Morethan smart wheels... what a mistake going for that company. was a nightmare of a couple of weeks! they black listed me on every insurance company for having black alloys! and they wouldnt give me back my cash... was looking around £9000 to even get insured with a blackbox insurer.

Until i told them i was informing a financial onwordsman they removed me from the black list , handed my money back and gave me a £50 gift voucher! the GOV need to do something about capping the insurance premiums because its getting beyond a joke with what they are getting away with

Edited by MISTADOBALINA on Tuesday 28th January 13:35

TwigtheWonderkid

48,954 posts

179 months

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[news]

Tuesday 28th January 2020

MISTADOBALINA said:

I think times have changed mate, insurance companies are taking the piss nowadays!

when i first got my first car which is the one im driving Fiesta Zetec s they charged me £2100 for insurance! ( including a black box )- the insurer was Morethan smart wheels... what a mistake going for that company. was a nightmare of a couple of weeks! they black listed me on every insurance company for having black alloys! and they wouldnt give me back my cash... was looking around £9000 to even get insured with a blackbox insurer.

Until i told them i was informing a financial onwordsman they removed me from the black list , handed my money back and gave me a £50 gift voucher! the GOV need to do something about capping the insurance premiums because its getting beyond a joke with what they are getting away with

Edited by MISTADOBALINA on Tuesday 28th January 13:35

The financial what?? Capping insurance for high risk drivers!!! What, so the rest of us have to pay more to cover the shortfall?

The govt needs to do something about idiots getting a driving licence.

MISTADOBALINA

Original Poster

53 posts

80 months

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[news]

Tuesday 28th January 2020

Fair enough mate ,

but i reckon they should give us 1 chance ... its not fair

its not like more mature men/woman go around ragging cars about is it?

fair enough 17-20 year olds should get a slightly higher premium but not to the point they have to take a loan out from the bank??

anonymous-user

83 months

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[news]

Tuesday 28th January 2020

Was just going to come and suggest a MiTo, I have a non turbo model and although not fast, its certainly a nippy thing and definitely a bit different and in the right colour wheel combo can be a headturner! plenty of good stock about in your budget

ZX10R NIN said:

TwigtheWonderkid

48,954 posts

179 months

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[news]

Tuesday 28th January 2020

MISTADOBALINA said:

fair enough 17-20 year olds should get a slightly higher premium but not to the point they have to take a loan out from the bank??

17-20 year olds pay extortionate insurance because they cost insurance companies extortionate amounts of money. Premiums aren't based on spite, or prejudice against young drivers. They are based on statistics and maths.

Travel insurance for teenagers is dirt cheap. For older people it can often cost more than the holiday. Have a wild guess why that might be.

Warcloud36

67 posts

102 months

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[news]

Tuesday 28th January 2020

4k I would buy a FN2, best all rounder I think.

Good points
Reliable
200hp
0-60 6.4
Lovely 6 speed manual
Great interior
Practical
Good looking and has aged well
k20 engine

Bad points
£325 tax
Thin paintwork
25 mpg
FWD/Understeer/No LSD until 2010.

I found my FN2 cheaper to insurance than my EP2 1.6 Civic.