Best way to insure second car for few months
Best way to insure second car for few months
Author
Discussion

PostHeads123

Original Poster:

1,180 posts

164 months

Wednesday 12th February 2020
quotequote all
I've two cars at the moment my new one and old one, I've got the old one on temp monthly insurance with Direct Line but they said I can only do it for 3 months then I have to take a full policy on it which is coming up soon. I'm going to sell the old car but not for a month or two, I tried one of the monthly insurance companies and they wanted £254 to insure it for a month (Its a 2002 A3 1.8T sport), a years insurance is approx. £450, I don't really want to fork out for a years policy then get refund, is there anyone who does reasonable monthly pay as you go policies. Anyone want to buy a 2002 A3 1.8T sport 12 months MOT, 76.5k miles ?

GreatGranny

9,519 posts

255 months

Wednesday 12th February 2020
quotequote all
Short term insurance will always be really expensive.

What's stopping you taking out a years insurance, pay monthly and cancel when you've sold the car.

Check what the fee is, normally around £55 but it will still be cheaper than the short term insurance.

PostHeads123

Original Poster:

1,180 posts

164 months

Wednesday 12th February 2020
quotequote all
GreatGranny said:
Short term insurance will always be really expensive.

What's stopping you taking out a years insurance, pay monthly and cancel when you've sold the car.

Check what the fee is, normally around £55 but it will still be cheaper than the short term insurance.

Yeah that looks the best way didn't realise it's flat fee these days to cancel Direct Line want £49 to cancel will go with that.

Cheers

Mr Tidy

31,211 posts

156 months

Thursday 13th February 2020
quotequote all
Yes, short term cover is always expensive - mainly because your insurer knows you don't have much choice!

I bought a BMW Z4MC in December and Churchill were charging me nearly £50 a month (for up to 3 months) on the BMW Z4 3.0Si Coupe it was replacing. Still I sold it on Saturday so I'll get a bit of a refund for the current month, and come renewal I'll probably go elsewhere - yet again! banghead

Churchill and Direct Line are both underwritten by UK Insurance, so effectively the same provider anyway - regardless of what Winston says on the TV adverts!

PostHeads123

Original Poster:

1,180 posts

164 months

Thursday 13th February 2020
quotequote all
Mr Tidy said:
Yes, short term cover is always expensive - mainly because your insurer knows you don't have much choice!

I bought a BMW Z4MC in December and Churchill were charging me nearly £50 a month (for up to 3 months) on the BMW Z4 3.0Si Coupe it was replacing. Still I sold it on Saturday so I'll get a bit of a refund for the current month, and come renewal I'll probably go elsewhere - yet again! banghead

Churchill and Direct Line are both underwritten by UK Insurance, so effectively the same provider anyway - regardless of what Winston says on the TV adverts!
Cool, I'm getting the car on ebay today just got it a fresh 12months MOT today no advisory's, hopefully it will go quick its a 2002 A3 1.8T sport 76.5k miles, 4 new good tyres last year, its good car paint a bit tatty in places, we buy any car offered me £480, I'm hoping for more.