Cancellation with less than a week left on insurance
Cancellation with less than a week left on insurance
Author
Discussion

Jambi4

Original Poster:

14 posts

80 months

Tuesday 18th February 2020
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The initial message was deleted from this topic on 18 February 2020 at 14:33

Cylon2007

609 posts

107 months

Tuesday 18th February 2020
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Have you actually called your insurer to advise these journeys are necessary for work? Maybe if you tell them they can change/modify the criteria.

Pegscratch

1,872 posts

137 months

Tuesday 18th February 2020
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I would get in touch with your insurer citing that you're insured for commuting and as such should not be penalised for doing so - I would argue that their changing of this measure is unfair as a result. If you were travelling socially at that time I would say they could argue their point, but travelling at that hour as a commute is entirely different.

They may back down, or document at least that they will overrule that decision. The very least you have an answer from them.

Far Cough

2,481 posts

197 months

Tuesday 18th February 2020
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Cylon2007 said:
Have you actually called your insurer.......
I'd be doing this rather than posting on a forum where no one knows your personal circumstances ;-)

Jambi4

Original Poster:

14 posts

80 months

Tuesday 18th February 2020
quotequote all
If I had more than a week left on my policy then I would get in contact with them to explain my situation but as I change policies next week to a policy without a black box and for over £100 cheaper than I don't feel there's any point at this stage. I was always getting rid of the black box anyway, not just because of this new scoring system

anonymous-user

83 months

Tuesday 18th February 2020
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Far Cough said:
Cylon2007 said:
Have you actually called your insurer.......
I'd be doing this rather than posting on a forum where no one knows your personal circumstances ;-)
It would appear that actually speaking to people is too old-school for some.

InitialDave

15,085 posts

148 months

Tuesday 18th February 2020
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garyhun said:
It would appear that actually speaking to people is too old-school for some.
It's too old-school for quite a few insurance companies, based on my experiences waiting on hold for the fkers.

A500leroy

8,402 posts

147 months

Tuesday 18th February 2020
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Would it not be possible/cheaper/easier to get the bus/train/taxi for the next 6 days?

anonymous-user

83 months

Tuesday 18th February 2020
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InitialDave said:
garyhun said:
It would appear that actually speaking to people is too old-school for some.
It's too old-school for quite a few insurance companies, based on my experiences waiting on hold for the fkers.
Get a decent broker, problem solved!

Mr Pointy

13,359 posts

188 months

Tuesday 18th February 2020
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I'd suggest you get in touch with your insurance company asap. The last thing you want is to have to answer "yes" to the question "have you ever had insurance cancelled" when applying for car insurance for the rest of your life.

This has the potential to cause you very substantial issues in the future.

Jimmy Recard

17,550 posts

208 months

Tuesday 18th February 2020
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Jambi4 said:
If I had more than a week left on my policy then I would get in contact with them to explain my situation but as I change policies next week to a policy without a black box and for over £100 cheaper than I don't feel there's any point at this stage. I was always getting rid of the black box anyway, not just because of this new scoring system
So you’ll declare “Yes” to the question “have you ever had insurance cancelled?” forever because you have a new policy starting next week?

That seems a little shortsighted, but ok. I suppose it’ll only be a problem starting next year

Far Cough

2,481 posts

197 months

Wednesday 19th February 2020
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garyhun said:
It would appear that actually speaking to people is too old-school for some.
Quite .... And now the OP has deleted his op. Bizarre. You just can't help some people !!!

CanAm

13,955 posts

301 months

Friday 11th December 2020
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Jambi4 said:
If I had more than a week left on my policy then I would get in contact with them to explain my situation but as I change policies next week to a policy without a black box and for over £100 cheaper than I don't feel there's any point at this stage. I was always getting rid of the black box anyway, not just because of this new scoring system
One of the few he hasn’t deleted.