Laid up bike insurance with no license?
Discussion
Doing my DAS as soon as the training schools etc open up again
Recently sold my weekend car so can buy a bike, seems a pretty good time to buy one at the moment as the bikes I've been watching are well priced and open to offers
Does anybody know if I can get insurance for a bike without having a license yet? Then when I've passed my test just move me over to a real policy I guess?
Obviously the bike wouldn't be used and would be in my garage for the time being. Just don't want it getting nicked and having no cover
Cheers
Recently sold my weekend car so can buy a bike, seems a pretty good time to buy one at the moment as the bikes I've been watching are well priced and open to offers
Does anybody know if I can get insurance for a bike without having a license yet? Then when I've passed my test just move me over to a real policy I guess?
Obviously the bike wouldn't be used and would be in my garage for the time being. Just don't want it getting nicked and having no cover
Cheers
You may be able to get laid-up cover for theft only as you say. Common for classic bikes or those being restored. This may not be possible without a licence, because from the insurer's point of view, you could knock it over or cause damage moving it.
Thinking back (it's been a while!), I had to provide my CBT details before an insurer would provide me with a quote for my first 125. There is most likely a database for that nowadays.
Failing all that, and you buy one, try and get it somewhere very secure, perhaps the kitchen?....
Thinking back (it's been a while!), I had to provide my CBT details before an insurer would provide me with a quote for my first 125. There is most likely a database for that nowadays.
Failing all that, and you buy one, try and get it somewhere very secure, perhaps the kitchen?....
I bought my bike before I passed my test, I didn't consider insurance but it was a tired £500 CB500 that lived in my garage.
Prices will drop further I reckon, but if you're after a rare bike and one pops up super cheap then I'd just ring round, try a few brokers and see what they say. Loads will refuse point blank but a few might take it on.
Prices will drop further I reckon, but if you're after a rare bike and one pops up super cheap then I'd just ring round, try a few brokers and see what they say. Loads will refuse point blank but a few might take it on.
Drezza said:
Seems pointless to me, wait for prices to drop more (as they will) and don't run the risk of it getting nicked. What if you don't pass?
He'll retake his test I assume. V8fan said:
You may be able to get laid-up cover for theft only as you say. Common for classic bikes or those being restored. This may not be possible without a licence, because from the insurer's point of view, you could knock it over or cause damage moving it.
Thinking back (it's been a while!), I had to provide my CBT details before an insurer would provide me with a quote for my first 125. There is most likely a database for that nowadays.
Failing all that, and you buy one, try and get it somewhere very secure, perhaps the kitchen?....
The missus would love that! Yeah from research it seems i need the license to insure it. No rush anyway, but excitement and all that!Thinking back (it's been a while!), I had to provide my CBT details before an insurer would provide me with a quote for my first 125. There is most likely a database for that nowadays.
Failing all that, and you buy one, try and get it somewhere very secure, perhaps the kitchen?....
Pizzaeatingking said:
I bought my bike before I passed my test, I didn't consider insurance but it was a tired £500 CB500 that lived in my garage.
Prices will drop further I reckon, but if you're after a rare bike and one pops up super cheap then I'd just ring round, try a few brokers and see what they say. Loads will refuse point blank but a few might take it on.
Yeah you are right i think prices will continue to fall, I am not looking for anything rare so deals will always be therePrices will drop further I reckon, but if you're after a rare bike and one pops up super cheap then I'd just ring round, try a few brokers and see what they say. Loads will refuse point blank but a few might take it on.
Drezza said:
Seems pointless to me, wait for prices to drop more (as they will) and don't run the risk of it getting nicked. What if you don't pass?
He'll retake his test I assume. If something really good turns up then i may ring around as you say
cheers
You can insure it and if you can get a van take it and do the tests on it.
That’s what I did, insurance policy cover you if your under instruction which you are on your test. Mod 1 is £15 iirc and mod 2 £85
Tbh if you can transport the bike mod 1 is a bit of a laugh if you’ve not ridden much.
That’s what I did, insurance policy cover you if your under instruction which you are on your test. Mod 1 is £15 iirc and mod 2 £85
Tbh if you can transport the bike mod 1 is a bit of a laugh if you’ve not ridden much.
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