VED

[anonymous-user]

[redacted]

[KungFuPanda]

Insurers can’t use lack of VED to get out of a claim made against him.

[seveb]

VED as stated above is not relevant for insurance but if he's driving through a port without VED paid and the car still on a SORN, he has a very high chance of getting pulled or a ticket. Ports are monitored very closely for stolen cars and anything that draws attention to a vehicle will be used as an excuse for a pull and inspection.

It will almost certainly be cheaper for him to tax it for the rest of May than getting a fine for no VED.

[BertBert]

Or book it for an MOT?

[SS2.]

anonymous said:

[redacted]

A lack of VED won't affect his insurance, if that's what you're asking.

[normalbloke]

SS2. said:

anonymous said:

[redacted]

A lack of VED won't affect his insurance, if that's what you're asking.

He just wants to know who is right, for whatever reason...

[andburg]

assuming it works the same both ways a foreign car driven over here needs to remain road legal in its home country.

if thats the case, MOT / Tax and insurance are all a legal requirement.

I'd say you're right but for the wrong reason.

[BertBert]

I've never had cause to check, but my impression was that normally UK car insurance didn't cover long periods abroad. For example admiral say they cover 90 days in Europe.

I doubt whether the insurance abroad is specifically predicated on having UK VED in place. However according to the gov website, you need to have tax and insurance for your UK car whilst in Europe.

Bert

[SS2.]

normalbloke said:

SS2. said:

anonymous said:

[redacted]

A lack of VED won't affect his insurance, if that's what you're asking.

He just wants to know who is right, for whatever reason...

Appreciate that, but the initial question concerned VED & insurance, whereas the later question seemed much more generic.

[MrBen1]

Had a quick look at the SAGA policy wording and it does state that the car must be in roadworthy condition and must have a valid MOT, if applicable. It says nothing about the vehicle requiring to be taxed - I don't believe there are any policies that do require this, although it does seem to come up quite often on here, when talking about driving an untaxed car!

[V8fan]

It's amazing how often people come out with 'insurance void' if a car is untaxed. It's rubbish. You're legally allowed to drive an untaxed or car registered SORN to and from a pre-booked MoT test centre. And there's no limit on how far either....

However, entering a ferry terminal from abroad to then drive to one would probably be considered taking the p***.

[V8fan]

MrBen1 said:

Had a quick look at the SAGA policy wording and it does state that the car must be in roadworthy condition and must have a valid MOT, if applicable. It says nothing about the vehicle requiring to be taxed - I don't believe there are any policies that do require this, although it does seem to come up quite often on here, when talking about driving an untaxed car!

In the days of tax discs, it was the responsibility of the driver because there a visual check. After their elimination, it has become the responsibility of the registered keeper, so driving a car 3rd party that is not your own, would have no effect.