Tradesman been charged £80 for bank transfer from parents.
Tradesman been charged £80 for bank transfer from parents.
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Discussion

Emeye

Original Poster:

9,781 posts

252 months

Saturday 27th June 2020
quotequote all
Hi, hoping someone can advise as I have never heard of this.

My parents attempted to transfer a couple of grand to a tradesman’s bank account, but it would only let them transfer £1000 due to the account type.

When he has received the £1000 he says he has been charged £80! It is a business account.

Is this possible? I have used the guy before and he has been great - I don’t think he is trying it on and he hasn’t asked for the £80.

I didn’t find anything meaningful through google.

Thanks.

Cliftonite

8,740 posts

167 months

Saturday 27th June 2020
quotequote all
Words and Figures Differ (heading).

MDCB

69 posts

104 months

Saturday 27th June 2020
quotequote all
The only thing I could possibly see it being would be a faster payment charge, but certainly not at the level quoted.

Simpo Two

92,709 posts

294 months

Saturday 27th June 2020
quotequote all
Cliftonite said:
Words and Figures Differ (heading).
'Tradesman been charged £1,000 £80 for bank transfer from me parents'

There ya go smile

I would hope there was some small print on the screen advising the senders of the charge, but they missed it. Win to bank... but he could try to claim it back citing first offence etc.


Edited by Simpo Two on Saturday 27th June 19:56

hepy

1,366 posts

169 months

Saturday 27th June 2020
quotequote all
Did they send it from a non U.K. bank account and/or pay him in currency?

Would usually be between 30p and 50p for an electronic transfer.

Emeye

Original Poster:

9,781 posts

252 months

Saturday 27th June 2020
quotequote all
Simpo Two said:
Cliftonite said:
Words and Figures Differ (heading).
'Tradesman been charged £1,000 £80 for bank transfer from me parents'

There ya go smile

I would hope there was some small print on the screen advising the senders of the charge, but they missed it. Win to bank... but he could try to claim it back citing first offence etc.


Edited by Simpo Two on Saturday 27th June 19:56
Cos I'm an idiot! Sorry - trying to multitask always fails. I was trying to get the title to fit the limited character. banghead

Emeye

Original Poster:

9,781 posts

252 months

Saturday 27th June 2020
quotequote all
Mods have updated the title to make sense - thanks Mods. thumbup

Simpo Two

92,709 posts

294 months

Saturday 27th June 2020
quotequote all
Emeye said:
Cos I'm an idiot!
You got more hits though. Ever thought of a career in journalism?

Emeye

Original Poster:

9,781 posts

252 months

Saturday 27th June 2020
quotequote all
Simpo Two said:
You got more hits though. Ever thought of a career in journalism?
I was going to go with "Parents abducted by aliens after bank transfer" but bottled it.

OddCat

2,828 posts

200 months

Saturday 27th June 2020
quotequote all
Simpo Two said:
I would hope there was some small print on the screen advising the senders of the charge, but they missed it
Eh ? The sending bank would have no idea that the receiving bank was going to charge their client £80. So there would be nothing on screen.

A charge as high as £80 for rsimply receiving a faster payment credit of £1,000 seems highly unlikely. Perhaps the charge was for something else and just happened to be passed on the same day the credit from the parents was credited to the account ?

Simpo Two

92,709 posts

294 months

Saturday 27th June 2020
quotequote all
OddCat said:
Eh ? The sending bank would have no idea that the receiving bank was going to charge their client £80. So there would be nothing on screen.
Fair point. Same question to the recipient - can banks just help themselves without notice?

Robertj21a

18,009 posts

134 months

Saturday 27th June 2020
quotequote all
Get him to ask the bank to explain the charge. On the facts presented there's been an error.