Supervising learner drivers

[mph999]

Hi Guys

Can someone clarify this for me, I can’t find a clear answer online.

When supervising a learner in a car that does not belong to you. Do you, as the supervisor, have to be insured on the vehicle.

Given you are deemed to be in control of the vehicle, I’m presuming you do.

If so, would you own policy cover you, if it allows 3rd party covers for vehicles that don’t belong to you.

Thanks in advance

[TwigtheWonderkid]

No, you don't. But being insured to drive it is probably wise, if not compulsory.

[mph999]

Super, thanks

[Rivenink]

Yes, you do need to be insured to drive the car.

It might be better to have you named as a driver of the car on the primary drivers insurance, both to lower their insurance and assuming a fully comp policy, means the car is fully covered as well.

Edit: no you don't, but it is advised.

Apologies, just read the subheadline of this article: https://www.rac.co.uk/insurance/learner-driver-ins...

Edited by Rivenink on Thursday 17th September 13:16

[The_Nugget]

Yes and No answers.

There you go OP. Problem solved.

[Rivenink]

The_Nugget said:

Yes and No answers.

There you go OP. Problem solved.

As can always be expected on PH

I've corrected my answer now

[BertBert]

Of course you don't need to be insured. If there is a chance that you may want to drive that's a different matter. But to supervise you definitely don't need to be insured.
Bert

[Jarcy]

BertBert said:

Of course you don't need to be insured. If there is a chance that you may want to drive that's a different matter. But to supervise you definitely don't need to be insured.
Bert

Otherwise, the examiner would also need to be covered on your car.

[thecremeegg]

You need to have a license however, which makes perfect sense....

[NGee]

Also remember that all alcohol and phone laws still apply as if you were driving, even though you aren't.

[TwigtheWonderkid]

thecremeegg said:

You need to have a license however, which makes perfect sense....

A licence even, if in the UK. For 3 years, and be over 21.

[NikBartlett]

Daughter thought she had been caught out on this a few months ago. She was was supervising a friend in a car he had purchased from her some 24hrs earlier. Friend crashes the car in a supermarket car park after 100 yards or so, transpired he was a lot less experienced at driving than he had led her to believe. Police attended, friend was insured so they went away happy but a few days later a 7 day producer arrives from Police asking for proof daughter was also insured on vehicle. Cue much panic from daughter and some internet digging from me to prove she was in the clear as she was not the vehicle owner. Actually the biggest problem was trying to find an open Police station within a reasonable distance without huge queues within 7 days - no chance of tbat. In the end resorted to posting the info ( proof of sale and DVLA transfer printout ) and have heard nothing more since.

[BertBert]

That makes no sense. What was the basis that plod thought she needed to be insured?

[TwigtheWonderkid]

BertBert said:

That makes no sense. What was the basis that plod thought she needed to be insured?

Exactly. If she wasn't driving, she didn't need to be insured, owner or not.

[NikBartlett]

Yup it made no sense why once I had checked the rules, looked like lazy Policing to me.