Rather odd fraudulent transactions on Visa Debit
Discussion
Bizarre one.
My Visa debit card details obviously compromised somehow - picked up by the bank fraud team so no problems there.
Someone put a tiny transaction through this morning for 35p and then followed through later with 3 transactions of around 100 each to AVIVA? 3rd one obviously alerting the fraud team.
I'm totally confused as to what the scumbag's purpose would be in making 3 fraudulent payments to Aviva though. Only other time I was a card fraud victim it was someone trying to get themselves an expensive telly.
Any ideas why someone would expect to get away with paying off Aviva with fraudulent details?
My Visa debit card details obviously compromised somehow - picked up by the bank fraud team so no problems there.
Someone put a tiny transaction through this morning for 35p and then followed through later with 3 transactions of around 100 each to AVIVA? 3rd one obviously alerting the fraud team.
I'm totally confused as to what the scumbag's purpose would be in making 3 fraudulent payments to Aviva though. Only other time I was a card fraud victim it was someone trying to get themselves an expensive telly.
Any ideas why someone would expect to get away with paying off Aviva with fraudulent details?
Spitfire2 said:
I'm totally confused as to what the scumbag's purpose would be in making 3 fraudulent payments to Aviva though. Only other time I was a card fraud victim it was someone trying to get themselves an expensive telly.
A bored IFA with hacking skills investing your money for you?Do you have any policies with Aviva?
I wonder if they cash in something with aviva and Get the money back, Aviva left out of pocket by the charge back to the card and the perp has clean funds?
35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
Spitfire2 said:
2 sMoKiN bArReLs said:
It might be Aviva kebab shop rather than the financial thingy? (other scammy destinations are available)
I wondered. The transactions show as Aviva Norwich which makes sense as they descend from Norwich Union. 
Caddyshack said:
I wonder if they cash in something with aviva and Get the money back, Aviva left out of pocket by the charge back to the card and the perp has clean funds?
35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
Could be along those lines. Although if they charged back to my card it would be in my account.35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
If the bank don't sort it out (which they assure me they will ..... Probably) I may be having a chat with Aviva's own fraud team. If so I'll post the outcome. But hopefully it will just be refunded by Santander on Monday and life goes on.
Spitfire2 said:
Caddyshack said:
I wonder if they cash in something with aviva and Get the money back, Aviva left out of pocket by the charge back to the card and the perp has clean funds?
35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
Could be along those lines. Although if they charged back to my card it would be in my account.35p would be to verify the card works and maybe open an account, then hit multiple 100’s until fraud team closes the thing down...do that on 1000 cards by computer and maybe it adds up? Something like that anyway?
If the bank don't sort it out (which they assure me they will ..... Probably) I may be having a chat with Aviva's own fraud team. If so I'll post the outcome. But hopefully it will just be refunded by Santander on Monday and life goes on.
I had this last week on my Mastercard which only gets used for food and petrol really. No idea how they got it.
They spent 8 pounds on eBay with a newly set up Apple Pay account to see if the transaction worked. Then made four transactions of about 280-320 each. Fraud dept. didn't pick it up despite neither myself nor my partner linking paypal or apple accounts to the card. Thankfully they agreed that it was fraudulent and I'm waiting on credit back from those charges.
Amusingly enough the first 8 pound purchase they made actually arrived at the door, 100 tea lights.
They spent 8 pounds on eBay with a newly set up Apple Pay account to see if the transaction worked. Then made four transactions of about 280-320 each. Fraud dept. didn't pick it up despite neither myself nor my partner linking paypal or apple accounts to the card. Thankfully they agreed that it was fraudulent and I'm waiting on credit back from those charges.
Amusingly enough the first 8 pound purchase they made actually arrived at the door, 100 tea lights.
Birkin1932 said:
Their testing the card number to sell it on
I had assumed the 0.35p transaction earlier on Friday was that test. Could be right though - There may have been a view that some apparently honest transactions might open the door for something bigger later in the day.Although the bank should be refunding the transactions I'm awaiting a call back from Aviva's fraud team too - I doubt they will share much but I'm intrigued to find out what the person using the number for Aviva transactions was trying to achieve. Watch this space.........
Spitfire2 said:
Bizarre one.
My Visa debit card details obviously compromised somehow - picked up by the bank fraud team so no problems there.
Someone put a tiny transaction through this morning for 35p and then followed through later with 3 transactions of around 100 each to AVIVA? 3rd one obviously alerting the fraud team.
I'm totally confused as to what the scumbag's purpose would be in making 3 fraudulent payments to Aviva though. Only other time I was a card fraud victim it was someone trying to get themselves an expensive telly.
Any ideas why someone would expect to get away with paying off Aviva with fraudulent details?
First is to check the card works without alerting. The rest are to fund the account, after which they will delete your payment details, input new ones, and ask for a refund/reversal, which then gets deposited in their revised account.My Visa debit card details obviously compromised somehow - picked up by the bank fraud team so no problems there.
Someone put a tiny transaction through this morning for 35p and then followed through later with 3 transactions of around 100 each to AVIVA? 3rd one obviously alerting the fraud team.
I'm totally confused as to what the scumbag's purpose would be in making 3 fraudulent payments to Aviva though. Only other time I was a card fraud victim it was someone trying to get themselves an expensive telly.
Any ideas why someone would expect to get away with paying off Aviva with fraudulent details?
This can largely be avoided by a company only agreeing to refund to the original payment method (EasyJet for example).
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