Guaranteed future value pcp

[Trustmeimadoctor]

Hi is there any way I can find the final value figure for a car so I can calc the pcp repayments on some cars without bothering the guy that's been helping me?

[Mortgage_tom]

Unfortunately I dont think so.

Oracle were very patient with me a few year ago. Helped me work out which spec cars had the best future values.

[Trustmeimadoctor]

Hmm ok
Anyone know what the best pcp rate is at the moment BMW are doing 2.9 but that's on cars that are out side my range as they are too new. Last few I got were 6.9

[rfoster]

The majority of lenders use a percentage of CAP residual values as the basis of their guaranteed future values, so these can vary wildly from one finance company to another. You will likely find that manufacturer finance will offer better residual values than the independent finance companies as they are happy to take their own cars back into retail stock.

I'd say that 6.9% APR is competitive on PCP presently.