Really Unsure on New Used Car
Really Unsure on New Used Car
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anotheruser

Original Poster:

9 posts

75 months

Wednesday 27th January 2021
quotequote all
Really unsure whether to buy a petrol or diesel.

My current car is slowly heading towards the scrap heap.
Ford Focus | 56 plate | 160,000 miles | petrol - I currently drive about 60 miles a day when commuting.
£185 in tax, which I really hate paying!

Our other car is a Golf, diesel, £30 a year in tax.

Although we've just started a family, we'll probably replace the Golf in the coming years with something more family space as the V40 will be a little step down from the Focus.

I currently am looking at a Volvo V40 and unlikely (but not completely closed to the idea) to change my mind about that.

Looking at a 2017 plate as I can't really afford newer but want the facelift version.
I understand the tax changed in 2017 and it's likely I'll need to pay a £150 flat rate, although some of the ones I have looked at claim £0 tax - I wonder if the tax changes were in the middle of the year so affected some 2017 cars but not others.

I was initially drawn to diesel because of the mileage I do and our Golf is about twice as quick as the Focus off lights (I'm not a boy racer, but it's nice to be able to overtake in a timely manner!). Someone suggested a 2017 year petrol will be just as quick as a diesel and possibly cheaper to buy.

I have around £10k to spend and looking keenly at R-Design V40s as they have an upgraded speedo/console.

I am completely no good at price negotiation although one V40 that I've been looking at has been on sale since August. Worried there is a problem with it or maybe it's just priced too high. Difficult to know if car sales places are doing test drives at the moment as driving a diesel vs the petrol equivilant will tell me which I feel more comfortable in.

Any advice on what to do?

Edited by anotheruser on Wednesday 27th January 16:46

Disco You

3,747 posts

208 months

Wednesday 27th January 2021
quotequote all
I'd worry less about a few quid in tax - at 15k per year, a £150 difference in tax is 1p per mile. How much do you think you are spending in fuel, insurance and maintenance, and how much do you reckon a 4 year old car is going to depreciate when you are doing 15k a year in it?

Now that is out of the way, it seems you just want an appliance, so I'd look at the usual suspects - focus/ mondeo, hyundai i30/ i40, toyota auris, vauxhall astra etc.

Wagonwheel555

909 posts

84 months

Wednesday 27th January 2021
quotequote all
Disco You said:
I'd worry less about a few quid in tax - at 15k per year, a £150 difference in tax is 1p per mile. How much do you think you are spending in fuel, insurance and maintenance, and how much do you reckon a 4 year old car is going to depreciate when you are doing 15k a year in it?

Now that is out of the way, it seems you just want an appliance, so I'd look at the usual suspects - focus/ mondeo, hyundai i30/ i40, toyota auris, vauxhall astra etc.
I would agree with this, £150 a year is nothing for VED when you consider the other costs like fuel, insurance, depreciation, servicing, tyres etc.

£150 is probably the lowest cost out of the things you are going to need to shell out for.


GR_WILL

780 posts

106 months

Wednesday 27th January 2021
quotequote all
Nice cars them Volvo V40’s...particularly the R-Design model.

I say go for it!

VR99

1,390 posts

91 months

Wednesday 27th January 2021
quotequote all
I'm a big fan of the V40..in fact I still can't make my mind up whether to get a T3 or to go for a Leon 1.4/1.8.
A friend has a D2 with £0 tax, not exactly a rocket but the 2.0 engine has decent torque and is fairly efficient on fuel. The seats and comfort are excellent, just a very nice interior compared to other run of the mill hatches with a more 'premium' feel.

For my personal situation a few things are holding me back on the V40:
The petrol engines don't seem to be that efficient based on reviews but I've seen conflicting opinions.
(The diesel engines have the added benefit of torque but I live on a London boundary and only drive 5k a year so diesel is a no go)
The boot space isn't great, it's poor IMO compared to say a Leon, Golf or A3.
The rear visibility doesn't seem to be great either.

I'd probably have to spend about £12k to get a V40 r design T3 with reasonable mileage..not sure I can justify it with some of its limitations but still think the R Design is a tempting proposition! I'd have to weigh up whether a Golf or Leon might be a better overall option with the larger boot space but it's a tough one. Focus are great to drive but IMO their interiors are not a patch on the V40 and the Ecoboost even in 182 bhp is quite slow Vs a comparable model V40 e.g: T3/4 or D3/4

ZX10R NIN

30,480 posts

153 months

Wednesday 27th January 2021
quotequote all
If you're doing 15k a year then the Infiniti Q30 Premium is a good shout 170bhp £30 tax & a nicer interior than the Volvo & pretty much anything else listed.

https://www.autotrader.co.uk/car-details/202010235...

https://www.autotrader.co.uk/car-details/202101208...

308 GT 180 £30 very good cars nice spec reliable & a good steer.

https://www.autotrader.co.uk/car-details/202101178...

https://www.autotrader.co.uk/car-details/202101218...

DS5 Prestige 180 £30

https://www.autotrader.co.uk/car-details/202101037...

https://www.autotrader.co.uk/car-details/202009244...

All are ULEZ compliant so you'll have no issues with future legislation.

anotheruser

Original Poster:

9 posts

75 months

Thursday 28th January 2021
quotequote all
Great replies.

Haven't actually seen / driven a v40 as yet but going to enquire tomorrow whether they're doing test drives at the moment. I hope so!

But I'll take a look at some of the other models listed.

Don't get me wrong about the tax, it's not all about that but when I see me having to pay £185 a year on the current Focus (hence not really looking for another one) and the Wife paying just £30, it's a bit of a bite in the bottom.

I should say though, my current Focus was bought for about £4500 in 2010 so has lasted a good 10 years. I'll be looking for the next purchase to do the same as by then, we#;; have figured out what we're doing with electric vehicles.

Edited by anotheruser on Thursday 28th January 14:41

Dimebars

1,066 posts

122 months

Thursday 28th January 2021
quotequote all
VED rates changed on 01/04/2017

Anything registered after this date will be £150 flat rate, plus any subsidy for £40k+ list price

GreatGranny

9,519 posts

254 months

Thursday 28th January 2021
quotequote all
I'm a Volvo fan but there are better cars dynamically IMO.

What about another Focus?

sixor8

8,445 posts

296 months

Thursday 28th January 2021
quotequote all
Dimebars said:
VED rates changed on 01/04/2017

Anything registered after this date will be £150 flat rate, plus any subsidy for £40k+ list price
Yes. Because the registration changes on 1st March, anything registered as a 17 plate from 1st - 31st March 2017 will be under the previous system.