Child maintenance loophole?
Child maintenance loophole?
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Discussion

Mark8815

Original Poster:

205 posts

111 months

Tuesday 6th July 2021
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Not sure if this is the right section or not?
My wife has 2 children with her ex, he pays maintenance through CSA. Every year she gets a letter that he has earned £32k, but they’re basing her payments on his £16k salary? Every July they do a review, so the month before he always goes on the sick, sends them wage slips in and that’s where they get the £16k from, then he goes back to work doing all the overtime. How is this possible? Why don’t they look at the year overall?

hepy

1,366 posts

169 months

Tuesday 6th July 2021
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Standard practice for a dead beat Dad.

My partners ex, used to make sure he took holiday during the 3 months and also maxed his pension contributions (works pension).

This was 15 years ago so it hasn’t got any better.

randlemarcus

13,646 posts

260 months

Tuesday 6th July 2021
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Not really a loophole. I had to supply three payslips to effect a change back in the day (and only of it had gone down by more than 25%).

Probably worth talking to someone at CMS or whatever it's called this week. They may be able to base the money on more than one pay period that he has gamed. Note though that if the bloke is deadbeat enough to game it this way, he may take advantage of the actual loophole, and quit his job.

Mark8815

Original Poster:

205 posts

111 months

Tuesday 6th July 2021
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He’s a postman (our postman sometimes, explains why letters and cards go missing quite regularly, Royal Mail aren’t interested) it just baffles me that they take his word for it that that’s all he will earn when they see for themselves every year it’s 100% more than what he said.

Matt p

1,119 posts

237 months

Tuesday 6th July 2021
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Mark8815 said:
Not sure if this is the right section or not?
My wife has 2 children with her ex, he pays maintenance through CSA. Every year she gets a letter that he has earned £32k, but they’re basing her payments on his £16k salary? Every July they do a review, so the month before he always goes on the sick, sends them wage slips in and that’s where they get the £16k from, then he goes back to work doing all the overtime. How is this possible? Why don’t they look at the year overall?
Always sad to read things like this as it’s the kids that miss out. Is there a way your O/H take payment direct?. Iirc when I looked if they act as the intermediary there is a 20% deduction. Do the kids stay with him at all?. The CSA website is handy to work out what the payments should be.

I ran my details through the CSA calculations when my ex left with my son. Just added £20 on top every month and pay her direct. The extra was to mitigate against any funny shenanigans she may of pulled.

Mark8815

Original Poster:

205 posts

111 months

Tuesday 6th July 2021
quotequote all
Matt p said:
Always sad to read things like this as it’s the kids that miss out. Is there a way your O/H take payment direct?. Iirc when I looked if they act as the intermediary there is a 20% deduction. Do the kids stay with him at all?. The CSA website is handy to work out what the payments should be.

I ran my details through the CSA calculations when my ex left with my son. Just added £20 on top every month and pay her direct. The extra was to mitigate against any funny shenanigans she may of pulled.
Yes there’s a calculator on there, for his actual earnings and the 1 day a week he has them he should be paying her just short of £80 a week, she gets £30 a week.

Matt p

1,119 posts

237 months

Tuesday 6th July 2021
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Get in touch with them. Explain what’s going on and see where it leads. £30 Pw for two kids is derisory.

Look at it another way though. Karma catches up with everyone eventually, as the kids get older just be open about what happened/going on etc with how he hasn’t paid and the stunts pulled. In the long run it’s his loss and he’ll have to live with shenanigans he’s pulling.

Sarnie

8,368 posts

238 months

Tuesday 6th July 2021
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Even if he pulls a sickie for that one month his year to date earnings on his pay slip will show what he's earnt for the previous months of the financial year......

dingg

4,537 posts

248 months

Wednesday 7th July 2021
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Sisters ex, ifa and mortgage broker paid next to fk all for his daughter from the age of 2, scum....

halo34

2,890 posts

228 months

Wednesday 7th July 2021
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I don't understand how this works tbh.

Its gross annual income according to their site, so in effect unless he is actually taking the pay cut its always going to average out to his annual salary.

They should see that from HMRC IMHO so overtime etc would be included - unless they do it differently now.

Doesn't seem right somehow!

I have no time for anyone that doesnt pay their full dues - as someone who has very little left after making sure I pay exactly what I should.


Matt p

1,119 posts

237 months

Wednesday 7th July 2021
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Sounds like the postie is really pulling a fast one with this sadly.

The only deductible they take into consideration and ask you to remove is pension contributions.

OP - it’s probably in your otherhalf’s best interest to really get in touch with CMA.

Countdown

49,335 posts

225 months

Friday 9th July 2021
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dingg said:
Sisters ex, ifa and mortgage broker paid next to fk all for his daughter from the age of 2, scum....
Wife's best mate, ex-husband is a partner in a regional law firm, also paid next to eff all for his 3 kids. I'm not sure how he managed that given that he's had a 911 Turbo, Cayenne, and currently an RRS.

bigandclever

14,349 posts

267 months

Friday 9th July 2021
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Because I’m nosey, are they the full details .. eg if he’s living with two other kids then what he pays at 32k will drop to just over £30 a week.

IntriguedUser

995 posts

150 months

Sunday 11th July 2021
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Not sure how this works.

I pay £57 for 1 kid, per week. I'm unemployed, the £57 was based on a bus driver wage. I continue paying it for time-being as its not worth the headache telling her I can't do as much.