BMW Insurance
BMW Insurance
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Discussion

dasbimmerowner

Original Poster:

366 posts

171 months

Wednesday 14th July 2021
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I've currently got an annual policy with BMW for my car and was expecting a renewal through at some point soon but haven't had one. I logged into the BMW insurance portal and it said that "Unfortunately we are not able to offer a renewal quote for your policy". That's a little odd I thought, I've never had an issue getting cover previously; the car isn't modified, no horrendous claims etc, then I spotted on their website that the only offering from them now appears to be BMW Flex insurance. Anyone had the same thing happen with them recently?

dasbimmerowner

Original Poster:

366 posts

171 months

Wednesday 14th July 2021
quotequote all
I stand corrected; they've just emailed a renewal (~25% up on last year), says they've changed underwriters to Highway Insurance Company Ltd.

So whilst car insurance on average dropped 14% in Q1 of this year mine somehow, for it sitting on the driveway goes up 25%. Bye bye BMW insurance then!

mmm-five

12,386 posts

314 months

Wednesday 14th July 2021
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I thought I'd got a fairly competitive offering on the new BMW insurance - until I realised they wanted £250 A MONTH!!!

P9DH

144 posts

106 months

Thursday 15th July 2021
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I moved to BMW Flex this year after Tesco tried to sneakily double my previous years cost. Was pleasantly surprised by the quote, Beemer insurance was easily on par with the Meerkats.

dasbimmerowner

Original Poster:

366 posts

171 months

Thursday 15th July 2021
quotequote all
I worked out why my insurance quote was up. It's because some idiot gave my reg as having driven into them when that wasn't the case (was at home on the day in question and it was alleged to have taken place miles and miles away and obviously my car was undamaged and I could prove that). Whilst I have an email saying my insurance is satisfied I wasn't involved, it's still not fully sorted so I still have a pending at fault on my insurance. Hugely frustrating!

I'll be back on the phone trying to sort it tomorrow.