Good websites for PCP comparison.
Good websites for PCP comparison.
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Go Compare

Original Poster:

60 posts

189 months

Thursday 15th July 2021
quotequote all
As above really.
I’m just looking for a website where I can browse in one place for PCP deals on new cars, that gives a close estimate of deposit, monthly payment, final payment etc. for various vehicles.
I don’t need to rush into the purchase, nor do I know exactly what I want to buy. So I was hoping to find somewhere I could just check every few days where I could search across multiple manufacturers while maybe filtering the types of vehicle I would be interested in.

Google came up with a few places like carwow, which allows me to do all of the searching and filtering, but then wants me to contact a dealer before I’ll receive an indication of cost. I’m not quite at that stage yet so I don’t want to waste both a salesperson’s and my time.

sxmwht

2,217 posts

87 months

Thursday 15th July 2021
quotequote all
Go Compare said:
As above really.
I’m just looking for a website where I can browse in one place for PCP deals on new cars, that gives a close estimate of deposit, monthly payment, final payment etc. for various vehicles.
I don’t need to rush into the purchase, nor do I know exactly what I want to buy. So I was hoping to find somewhere I could just check every few days where I could search across multiple manufacturers while maybe filtering the types of vehicle I would be interested in.

Google came up with a few places like carwow, which allows me to do all of the searching and filtering, but then wants me to contact a dealer before I’ll receive an indication of cost. I’m not quite at that stage yet so I don’t want to waste both a salesperson’s and my time.
Autotrader can be used for new vehicles and finance. Not sure if that's the sort of thing you're after? Might be some help

ReverendCounter

6,087 posts

204 months

Thursday 15th July 2021
quotequote all
https://www.leaseloco.com - is this what you want?

anthonysjb

532 posts

164 months

Thursday 15th July 2021
quotequote all
Haven't actually bought through them but Buyacar gives you an idea. You can then try and find the cars on dealer website. Evans Halshaw site pretty easy to use too.

Mandat

4,584 posts

266 months

Thursday 15th July 2021
quotequote all
Go Compare said:
As above really.
I’m just looking for a website where I can browse in one place for PCP deals on new cars, that gives a close estimate of deposit, monthly payment, final payment etc. for various vehicles.
I don’t need to rush into the purchase, nor do I know exactly what I want to buy. So I was hoping to find somewhere I could just check every few days where I could search across multiple manufacturers while maybe filtering the types of vehicle I would be interested in.

Google came up with a few places like carwow, which allows me to do all of the searching and filtering, but then wants me to contact a dealer before I’ll receive an indication of cost. I’m not quite at that stage yet so I don’t want to waste both a salesperson’s and my time.
The flexibility of PCP is that you can adjust the variables, which will lead to a different monthly payment, and total cost paid.

The same car at the same purchase price, can end up costing a lot more in interest payments if you have a low deposit and long term, as opposed to a larger deposit and shorter term.

That being the case, a specific place where all the different PCP permutations are shown might not exist.

You'll more likely find most sites that give an indicative monthly cost that is based on a specific set of variables, which you can amend / fine tune to suit your needs.

RoVoFob

1,575 posts

186 months

Friday 16th July 2021
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anthonysjb said:
Haven't actually bought through them but Buyacar gives you an idea. You can then try and find the cars on dealer website. Evans Halshaw site pretty easy to use too.
It looks like Buyacar finance rates are often lower than used car dealer finance rates - starting at 6.9% APR - so you could be worse off financing directly through the dealer. It’s always worth getting like-for-like finance quotes to see which deal is the best value…



Just had a look at a number of £25,000 Evans Halshaw cars and they all seem to be 9.9% APR. Looked at several approved used Citroens and they’re all 9.9%-11.9% APR for used cars of the same value. I realise the APR is higher for cheaper cars but 6.9% APR seems pretty good to me for used car finance. Think Evans Halshaw is 9.9% APR across the board.