Insurance: new for old on modified parts?

[slowTwitch]

Are there policies out there that offer 'new for old' on modified parts in the event of a write-off?

I mistakenly thought I was ciovered with my last policy (all mods declared with values) but when the car was written off due to flood damage the cost of the mods was not taken into consideration...caveat emptor

My replacement car is worth £16k and has around £5k of upgrades (coilovers, wheels, exhaust...usual suspects) which I'd like to cover at full replacement value if at all possible.

Cheers

[Evil.soup]

I am pretty sure there are policies out there but these are with specialists. Keith Michael Insurance can probably cover you for all parts replaced, they are a broker for a lot of specialist small insurance companies. I know it doesn't help you now, but may help you in the future.

[JayUK91]

Was speaking with Adrian Flux yesterday regarding my renewal and their retentions person was drilling into me the benefit they have is like-for-like cover for modifications. But do double check this yourself.

[The Rotrex Kid]

Maybe worth an agreed value policy from AF or similar? I have one on my modified car so I’m covered well if the worst happened.

[twibs]

Pretty sure need2insure do this. You perhaps need to ask for Paul if you call.