Bang crash wallop
Discussion
Some useless careless driver (of the female type) decided to broadside my lovely TIV this morning :cry:
What a mess all down the passenger side and my alloys ! jeez why did she have to attack me !!
My pride and joy, cared for, polished and running oh so well now with a great big scrape down the side.
At least the insurance company (Carole Nash) were very helpful so car is off to see Richard Thorpe in Sheffield, hope he's good ?
What a mess all down the passenger side and my alloys ! jeez why did she have to attack me !!
My pride and joy, cared for, polished and running oh so well now with a great big scrape down the side.
At least the insurance company (Carole Nash) were very helpful so car is off to see Richard Thorpe in Sheffield, hope he's good ?
It's getting worse by the minute. The insurance company have phoned up and said that because the other party are not accepting liability they advise me not to hire a car because I will end up paying for it. They say it's likely to go 50 50. But how can this be when the damage my car suffered clearly shows that she ran into me. Is this just another case of the insurance company taking the easy way out and accepting 1/2 the liability without any thought to the injured party. It makes me so mad when you pay through the nose and the only time I have ever claimed and this happens 

If you've got legal cover then it might be worth using it. Can't see how if the damage is all down the side of your car it can possibly be argued that it anything but the fault of the other party. Did you have any witnesses?
I suspect it is the other party's insurance company trying to minimise their losses but you should hold out for no loss on your part.
Hope this gets sorted out
Colin
I suspect it is the other party's insurance company trying to minimise their losses but you should hold out for no loss on your part.
Hope this gets sorted out
Colin
Colin Blues2 said:
If you've got legal cover then it might be worth using it. Can't see how if the damage is all down the side of your car it can possibly be argued that it anything but the fault of the other party. Did you have any witnesses?
I suspect it is the other party's insurance company trying to minimise their losses but you should hold out for no loss on your part.
Hope this gets sorted out
Colin
Good advice however, in my experience, LEI's sell Before the Event (BTE) policies for around £10-£15 of which £2 is underwriting premium. If there is a way of settling the claim without having to fund what can be expensive litigation, they will do so.
They have whats called a "reasonable prospects of success" clause and may say to you that there are "no reasonable prospects of 100% success" and suggest 50/50, if you reject, they withdraw indemnity.
To the author feel free to give me a call, I've provided my personal details on an e-mail to you. I might be able to help.
Steve
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